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J C I (Northwest) Limited

04497414

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

CHADWICK HOUSE, POULTON-LE-FYLDE, FY6 7AS
Incorporated 29/07/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

65120
Non-life insurance

Officers

Mr Gareth Andrew Chadwick

director · Since 29/07/2002

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 47

Persons with Significant Control

Mr Gareth Andrew Chadwick

50–75% shares
50–75% votes
Appoint directors

British · England · Age 47

Chadwick House, 3 Market Place, Poulton-Le-Fylde, FY6 7AS

Notified 29/07/2016

Charges0 outstanding

charge
satisfied

HSBC BANK PLC

Created 10/12/2002Registered 11/12/2002Satisfied 29/07/2020

CompanyRankvs 402+ SIC 65120 peers
79

Financial strength80th percentile among SIC peers · 20/25
Employees85th percentile among SIC peers · 13/15
LiquidityCurrent ratio 1.72× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2025

Net Worth

£302k

Balance sheet strength

Cash

£263k

Cash in the bank

Net Current Assets

£211k

Working capital

Current Assets

£504k

Current Liabilities

£292k

Fixed Assets

£93k

Debtors

£240k

10avg. employees

Tax at Year End(2024)

Corp tax£30k

Balance Sheet

Assets less current liabilities£304k
Signed by Mr G A Chadwick 16 March 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.72+£0
20251.72+£45k
20241.70+£31k
20231.88+£30k
20221.71+£21k
20211.91

Derived from filed accounts. Not audited figures.