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L&H Finance Ltd

04512478

active
Private Limited Company
england wales
Companies House
Health Score
98 / 100

Healthy

30/30
Filing
30/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

MARTLETS, DORKING, RH4 3AY
Incorporated 15/08/2002

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 31/12/2025

Due 14/01/2027

On track

Industry

64910
Financial leasing

Officers

Mrs Hilary Clancy

secretary · Since 15/08/2002

SECRETARY

BRITISH · Age 66

Mr Lawrence David Clancy

director · Since 15/08/2002

DIRECTOR

BRITISH · ENGLAND · Age 64

Also on 1 other board

Persons with Significant Control

Mr Lawrence David Clancy

25–50% shares

British · England · Age 64

Martlets, Ridgeway Road, Dorking, RH4 3AY

Notified 06/04/2016

Mrs Hilary Mary Clancy

25–50% shares

British · United Kingdom · Age 66

Martlets, Ridgeway Road, Dorking, RH4 3AY

Notified 01/01/2021

Former PSCs

Mr Peter Murray

Ceased 05/11/2020

Charges1 outstanding

Charge
outstanding

SIEMENS FINANCIAL SERVICES LIMITED

Created 24/07/2023Registered 24/07/2023
charge
satisfied

ALDERMORE BANK PLC

Created 17/08/2012Registered 18/08/2012Satisfied 19/01/2024
charge
satisfied

HFGL LIMITED

Created 27/01/2011Registered 28/01/2011Satisfied 19/01/2024
charge
satisfied

SIEMANS FINANCIAL SERVICES LTD

Created 05/11/2010Registered 09/11/2010Satisfied 30/09/2020
charge
satisfied

HFGL LIMITED

Created 02/11/2010Registered 03/11/2010Satisfied 19/01/2024
charge
satisfied

HITACHI CAPITAL (UK) PLC

Created 03/09/2010Registered 07/09/2010Satisfied 19/01/2024
charge
satisfied

COMMERCIAL VEHICLE FINANCE LIMITED

Created 01/06/2010Registered 02/06/2010Satisfied 19/01/2024
charge
satisfied

COMMERCIAL VEHICLE FINANCE LIMITED

Created 01/06/2010Registered 02/06/2010Satisfied 19/01/2024
charge
satisfied

COMMERCIAL VEHICLE FINANCE LIMITED

Created 01/06/2010Registered 02/06/2010Satisfied 19/01/2024
charge
satisfied

COMMERCIAL VEHICLE FINANCE LIMITED

Created 15/04/2010Registered 23/04/2010Satisfied 19/01/2024
charge
satisfied

COMMERCIAL VEHICLE FINANCE LIMITED

Created 15/04/2010Registered 23/04/2010Satisfied 19/01/2024
charge
satisfied

COMMERCIAL VEHICLE FINANCE LIMITED

Created 13/11/2009Registered 19/11/2009Satisfied 19/01/2024
charge
satisfied

COMMERCIAL VEHICLE FINANCE LIMITED

Created 22/09/2009Registered 01/10/2009Satisfied 19/01/2024
charge
satisfied

COMMERCIAL VEHICLE FINANCE LIMITED

Created 22/09/2009Registered 01/10/2009Satisfied 19/01/2024
charge
satisfied

COMMERCIAL VEHICLE FINANCE LTD

Created 14/10/2008Registered 17/10/2008Satisfied 19/01/2024
charge
satisfied

COMMERCIAL VEHICLE FINANCE LTD

Created 14/10/2008Registered 17/10/2008Satisfied 19/01/2024
charge
satisfied

COMMERCIAL VEHICLE FINANCE LIMITED

Created 11/01/2008Registered 29/01/2008Satisfied 19/01/2024
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 29/12/2006Registered 05/01/2007Satisfied 22/01/2024

CompanyRankvs 175+ SIC 64910 peers
64

Financial strength80th percentile among SIC peers · 20/25
Employees50th percentile among SIC peers · 8/15
LiquidityCurrent ratio 1.92× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Turnover

£257k

Annual revenue

Net Worth

£589k

Balance sheet strength

Cash

£27k

Cash in the bank

Profit Before Tax

£40k

Bottom line earnings

Net Current Assets

£977k

Working capital

Current Assets

£2.0M

Current Liabilities

£1.1M

Debtors

£2.0M

Gross Profit

£257k

Admin Expenses

£99k

Operating Profit

£158k

Profit After Tax

£32k

1avg. employees

Tax at Year End(2022)

Dividends paid£76k

Balance Sheet

Assets less current liabilities£977k
Signed by 1.1.25Prepared with Company Accounts and Tax Online

EstimatesDerived

YearCurrent RatioImplied Profit
20251.92+£32k
20242.32+£55k
20233.14+£27k
202222.97-£19k
20217.01-£34k
2020144.26-£467k
201932.67-£73k
20183.65

Derived from filed accounts. Not audited figures.