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Change Finance Limited

04517084

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

THE SMITHY WOODGATE STABLES, KINGS BROMLEY, DE13 7JF
Incorporated 22/08/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

82911
82911

Officers

Mrs Karen Valerie Kent

secretary · Since 21/07/2005

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 57

Also on 5 other boards

Mrs Karen Valerie Kent

director · Since 21/07/2005

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 57

Also on 5 other boards

Mr Martin James Kent

director · Since 21/07/2005

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 59

Also on 6 other boards

Persons with Significant Control

Mrs Karen Valerie Kent

25–50% shares

British · England · Age 57

The Smithy, Woodgate Stables, Kings Bromley, DE13 7JF

Notified 01/07/2016

Mr Martin James Kent

25–50% shares

British · England · Age 59

The Smithy, Woodgate Stables, Kings Bromley, DE13 7JF

Notified 01/07/2016

CompanyRankvs 18+ SIC 82911 peers
85

Financial strength89th percentile among SIC peers · 22/25
Employees89th percentile among SIC peers · 13/15
LiquidityCurrent ratio 2.01× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2024

Net Worth

£128k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£75k

Working capital

Current Assets

£150k

Current Liabilities

£75k

Fixed Assets

£88k

5avg. employees

Tax at Year End(2019)

Corp tax£20k
Dividends paid£46k

Balance Sheet

Assets less current liabilities£164k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20242.01+£19k
20232.09+£27k
20222.94-£6k
20214.27-£44k
20203.67-£7k
20193.20—

Derived from filed accounts. Not audited figures.