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Howard Financial Services Limited

04528057

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

69B CHURCH ROAD, EXETER, EX2 8SW
Incorporated 06/09/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Simon Leslie Howard

director · Since 06/09/2002

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 53

Also on 4 other boards

Mrs Jill Howard

secretary · Since 13/04/2004

BRITISH · Age 78

Also on 2 other boards

Persons with Significant Control

Great Big Ape Limited

75–100% shares
75–100% votes
Appoint directors

69b, Church Road, Exeter, EX2 8SW

Reg: 10241720 · Companies House · Limited Company

Notified 26/05/2017

Former PSCs

Mr Simon Leslie Howard

Ceased 26/05/2017

Charges1 outstanding

Charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 08/10/2020Registered 09/10/2020

CompanyRankvs 123+ SIC 66190 peers
77

Financial strength91th percentile among SIC peers · 23/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 3.18× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£415k

Balance sheet strength

Cash

£4k

Cash in the bank

Net Current Assets

£341k

Working capital

Current Assets

£497k

Current Liabilities

£156k

Fixed Assets

£90k

Debtors

£493k

9avg. employees+2

Tax at Year End

Corp tax£149k

Balance Sheet

Assets less current liabilities£430k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20253.18+£7k
20242.47+£176k
20231.60-£58k
20222.38-£7k
20212.80+£169k
20202.52-£37k
20192.86-£166k
20184.17

Derived from filed accounts. Not audited figures.