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South West Mortgage Solutions Limited

04534597

active
ltd
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

102 Victoria Road, Swindon, SN1 3BD
Incorporated 13/09/2002

Previously known as

Dkd Financial Limited · until 04/10/2002

Compliance

Last accounts

30/09/2025

total exemption full

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 30/06/2026

Due 14/07/2027

On track

Industry

64922
64922

Officers

Mr David Kyle Dobbin

director · Since 13/09/2002

MORTGAGE BROKER

BRITISH · ENGLAND · Age 51

Also on 1 other board

Mr Leslie Dobbin

secretary · Since 01/01/2019

David Kyle Dobbin

director · Since 13/09/2002

British · England · Age 51

Leslie Dobbin

secretary · Since 01/01/2019

Former

Harold Wayne

nominee secretary · Resigned 13/09/2002

Yvonne Wayne

nominee director · Resigned 13/09/2002

Faye Dobbin

secretary · Resigned 01/01/2019

Persons with Significant Control

Mr David Kyle Dobbin

Significant control

British · United Kingdom · Age 51

102, Victoria Road, Swindon, SN1 3BD

Notified 13/09/2016

Charges1 outstanding

charge
outstanding

SWINDON CENTRAL PROPERTIES LIMITED

Created 07/03/2006Registered 11/03/2006

Change History

statusactive
2026-07-07

Active

typeltd
2026-07-07

Private Limited Company

address line1102 Victoria Road
2026-07-07

102 VICTORIA ROAD

post townSwindon
2026-07-07

SWINDON

CompanyRankvs 15+ SIC 64922 peers
79

Financial strength96th percentile among SIC peers · 24/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 7.87× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£485k

Balance sheet strength

Cash

£150k

Cash in the bank

Net Current Assets

£448k

Working capital

Current Assets

£513k

Current Liabilities

£65k

Fixed Assets

£36k

Debtors

£363k

10avg. employees+1

Balance Sheet

Intangible assets£20k
Bank loans & overdrafts£8k
Assets less current liabilities£485k
Signed by 04534597 2024-10-01 2025-09-30 04534597 2025-09-30 04534597 core:CurrentFinancialInstruments 2025-09-30 04534597 core:CuPrepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20257.87+£62k
20246.74+£89k
20235.31

Derived from filed accounts. Not audited figures.