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Mwa Financial Advice Ltd

05254380

active
Private Limited Company
england wales
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

THE TOWNHOUSE, HERTFORD, SG14 1AJ
Incorporated 08/10/2004

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 07/10/2025

Due 21/10/2026

On track

Industry

64922
64922
64999
Other financial service activities
66190
Other activities auxiliary to financial services
66220
Activities of insurance agents and brokers

Officers

Mr Dean Campbell Banks

director · Since 18/01/2019

COMPANY DIRECTOR

AUSTRALIAN · ENGLAND · Age 53

Mr Edward Louis Rosengarten

director · Since 21/09/2021

DIRECTOR

BRITISH · ENGLAND · Age 58

Also on 10 other boards

Mr Philip Andrew Young

director · Since 07/09/2023

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 52

Also on 5 other boards

Ms Marine Aurore Cã‰Cile Deruelle

director · Since 25/09/2023

HEAD OF OPERATIONS

FRENCH,AUSTRALIAN · UNITED KINGDOM · Age 41

Also on 1 other board

Persons with Significant Control

Mwa Holdings Limited

75–100% shares
75–100% votes
Appoint directors

Bramble House, Wickham Road, Fareham, PO16 7JH

Reg: 10860761 · Companies House · Private Limited Company

Notified 18/01/2019

Former PSCs

Mr Glendon Mcdonald Williams

Ceased 18/01/2019

Charges3 outstanding

Charge
outstanding

FDC DEBT LP ACTING BY ITS GENERAL PARTNER FDC GENERAL PARTNER LIMITED AS LENDER

Created 29/11/2024Registered 04/12/2024
Charge
outstanding

CONISTON CAPITAL I LP

Created 11/10/2023Registered 16/10/2023
Charge
outstanding

DEAN CAMPBELL BANKS · MARK GOODFELLOW · EDWARD ROSENGARTEN · MWA FINANCE NO1 LIMITED

Created 11/10/2023Registered 12/10/2023
Charge
satisfied

TC LOANS LIMITED ACTING AS THE SECURITY TRUSTEE OF THE SECURED PARTIES

Created 24/02/2023Registered 24/02/2023Satisfied 23/12/2024
Charge
satisfied

LENDNET LLP

Created 03/03/2021Registered 16/03/2021Satisfied 01/03/2023
Charge
satisfied

JANE ROSENGARTEN

Created 25/01/2021Registered 24/02/2021Satisfied 02/03/2021
Charge
satisfied

MWA SERVICES LIMITED

Created 22/12/2017Registered 08/01/2018Satisfied 20/01/2021
Charge
satisfied

MWA SERVICES LIMITED

Created 22/12/2017Registered 03/01/2018Satisfied 20/01/2021

CompanyRankvs 15+ SIC 64922 peers
80

Financial strength99th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 8.66× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£3.6M

Balance sheet strength

Cash

£402k

Cash in the bank

Net Current Assets

£3.5M

Working capital

Current Assets

£4.0M

Current Liabilities

£461k

Fixed Assets

£38k

Debtors

£3.6M

37avg. employees+26

Balance Sheet

Intangible assets£11k
Assets less current liabilities£3.6M
Signed by Mr D Banks 19th December 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20258.66+£1.9M
20246.38+£1.5M
20232.52+£11k
20222.12+£76k
20212.47+£21k
20202.72+£12k
20191.60-£9k
20181.61

Derived from filed accounts. Not audited figures.