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Mwa Financial Advice Ltd

05254380

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

THE TOWNHOUSE, HERTFORD, SG14 1AJ
Incorporated 08/10/2004

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 07/10/2025

Due 21/10/2026

On track

Industry

64922
64922
64999
Other financial service activities
66190
Other activities auxiliary to financial services
66220
Activities of insurance agents and brokers

Officers

Dean Campbell Banks

director · Since 18/01/2019

Australian

Marine Aurore CéCile Deruelle

director · Since 25/09/2023

French,Australian

Edward Louis Rosengarten

director · Since 21/09/2021

British

Philip Andrew Young

director · Since 07/09/2023

British

Former

Nicola Williams

secretary · Resigned 18/01/2019

Glen Mcdonald Williams

director · Resigned 18/01/2019

CompanyRankvs 105+ SIC 64922 peers
90

Financial strength99th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 8.66× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£3.6M

Balance sheet strength

Cash

£402k

Cash in the bank

Net Current Assets

£3.5M

Working capital

Current Assets

£4.0M

Current Liabilities

£461k

Fixed Assets

£38k

Debtors

£3.6M

37avg. employees+34

Balance Sheet

Intangible assets£11k
Assets less current liabilities£3.6M
Signed by Mr D Banks 19th December 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20258.66+£3.4M
20232.52

Derived from filed accounts. Not audited figures.