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Lifetime Financial Management Intermediaries Ltd

04539070

active
Private Limited Company
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

LIFETIME HOUSE, GREAT CLIFFE, BARNSLEY, S75 3SP
Incorporated 18/09/2002

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 01/09/2025

Due 15/09/2026

On track

Industry

64999
Other financial service activities

Officers

Ian Dickinson

director · Since 03/04/2003

DIRECTOR

BRITISH · ENGLAND · Age 59

Ms Johanna Rager

director · Since 01/04/2026

AUSTRIAN · ENGLAND · Age 56

Also on 12 other boards

Mr Brian Kenneth Raven

director · Since 01/04/2026

BRITISH · UNITED KINGDOM · Age 70

Also on 8 other boards

Mr Andrew Shaun Wealthall

director · Since 01/04/2026

BRITISH · ENGLAND · Age 50

Also on 1 other board

Persons with Significant Control

Tavistock Investments Plc

75–100% shares
75–100% votes
Appoint directors

1 Queen's Square, Ascot Business Park, Lyndhurst Road, Ascot, SL5 9FE

Reg: 05066489 · Companies House · Private Limited Company

Notified 01/04/2026

Former PSCs

Mr Ian Dickinson

Ceased 01/04/2026

Charges1 outstanding

Charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF IRELAND

Created 01/04/2026Registered 02/04/2026
Charge
satisfied

SANTANDER UK PLC AS SECURITY TRUSTEE

Created 16/08/2019Registered 04/09/2019Satisfied 05/12/2025
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 01/04/2005Registered 05/04/2005Satisfied 01/06/2023

CompanyRankvs 111+ SIC 64999 peers
79

Financial strength94th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.04× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£977k

Balance sheet strength

Cash

£404k

Cash in the bank

Net Current Assets

£694k

Working capital

Current Assets

£1.4M

Current Liabilities

£669k

Fixed Assets

£699k

Debtors

£959k

39avg. employees-7

Balance Sheet

Intangible assets£517k
Assets less current liabilities£1.4M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.04+£197k
20241.69-£27k
20231.69-£195k
20221.90-£75k
20211.84-£373k
20201.97-£524k
20192.02

Derived from filed accounts. Not audited figures.