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Pyke Smith & Cutler Limited

04540525

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

328 WELLINGBOROUGH ROAD, NORTHAMPTONSHIRE, NN1 4EP
Incorporated 19/09/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

65120
Non-life insurance
65202
Non-life reinsurance

Officers

Philippa Anne Cutler

director · Since 19/09/2002

INSURANCE BROKER

BRITISH · UNITED KINGDOM · Age 59

Nichola Mason

director · Since 01/03/2003

INSURANCE BROKER

BRITISH · UNITED KINGDOM · Age 56

Persons with Significant Control

Philippa Anne Cutler

75–100% shares
75–100% votes
Appoint directors

British · England · Age 59

328 Wellingborough Road, Northamptonshire, NN1 4EP

Notified 06/04/2016

Former PSCs

Astrid Mary Cutler

Ceased 28/05/2021

John Tibbs Cutler

Ceased 07/10/2016

CompanyRankvs 170+ SIC 65120 peers
81

Financial strength84th percentile among SIC peers · 21/25
Employees69th percentile among SIC peers · 10/15
LiquidityCurrent ratio 2.84× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£409k

Balance sheet strength

Cash

£350k

Cash in the bank

Net Current Assets

£406k

Working capital

Current Assets

£627k

Current Liabilities

£221k

Fixed Assets

£4k

Debtors

£77k

4avg. employees

Balance Sheet

Assets less current liabilities£410k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20252.84+£44k
20243.30+£28k
20233.52+£48k
20223.42+£28k
20213.10

Derived from filed accounts. Not audited figures.