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Rivers Finance Group Plc

04567000

active
Public Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)

Details

AMBA HOUSE, HARROW, HA1 1BA
Incorporated 18/10/2002

Compliance

Last accounts

31/03/2025

group

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 08/02/2026

Due 22/02/2027

On track

Industry

64910
Financial leasing
77330
Renting and leasing of office machinery and equipment

Officers

Mr Ratankumar Daryani

director · Since 10/02/2012

DIRECTOR

BRITISH · UNITED KINGDOM · Age 65

Also on 9 other boards

Mr John Nicholson

secretary · Since 14/08/2013

Mr Michael David Friend

director · Since 27/08/2013

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 68

Also on 10 other boards

Mr Stephen Charles Bassett

director · Since 02/11/2021

DIRECTOR

BRITISH · ENGLAND · Age 72

Also on 3 other boards

Persons with Significant Control

Mr Ratankumar Daryani

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 65

Amba House, 15 College Road, Harrow, HA1 1BA

Notified 06/04/2016

G H Daryani & Co. Limited

Significant control

Amba House, 15 College Road, Harrow, HA1 1BA

Reg: 01164526 · Uk · Limited Company

Notified 08/02/2024

CompanyRankvs 23+ SIC 64910 peers
74

Financial strength87th percentile among SIC peers · 22/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 67.39× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/03/2025

Net Worth

£2.5M

Balance sheet strength

Cash

£400k

Cash in the bank

Net Current Assets

£2.7M

Working capital

Current Assets

£2.8M

Current Liabilities

£41k

Fixed Assets

£68k

Debtors

£2.7M

Cost of Sales

£1.2M

Admin Expenses

£1.4M

Profit After Tax

£149k

3avg. employees

Tax at Year End

Corp tax£45k
Dividends paid-£91k

People Costs

Wages & salaries£663k

Balance Sheet

Intangible assets£56k
Assets less current liabilities£124k
Prepared with CCH Software

EstimatesDerived

YearCurrent Ratio
202567.39

Derived from filed accounts. Not audited figures.