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M & D H Insurance Services Ltd

04567536

active
Private Limited Company
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

SANDLAND COURT PILGRIM CENTRE, BEDFORD, MK41 7PZ
Incorporated 18/10/2002

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

65120
Non-life insurance

Officers

Domenica Hames

secretary · Since 18/10/2002

BRITISH · ENGLAND · Age 54

Also on 3 other boards

Mr Richard Hames

director · Since 18/10/2002

CHIEF EXECUTIVE OFFICER

BRITISH · UNITED KINGDOM · Age 53

Also on 1 other board

Domenica Hames

director · Since 01/11/2004

DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 3 other boards

Mr Alexandar Govorusa

director · Since 01/04/2021

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 43

Also on 2 other boards

Mr Steven Sherwood

director · Since 18/12/2023

OPERATIONS DIRECTOR

BRITISH · ENGLAND · Age 50

Mr Hussain Qureshi

director · Since 01/07/2024

FINANCE DIRECTOR

BRITISH · ENGLAND · Age 42

Also on 1 other board

Persons with Significant Control

Mr Richard Hames

50–75% shares
50–75% votes
Appoint directors

British · England · Age 53

42 Lytton Road, Barnet, EN5 5BY

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

ALLICA BANK LIMITED

Created 14/07/2025Registered 16/07/2025
charge
satisfied

LLOYDS TSB BANK PLC

Created 04/10/2010Registered 06/10/2010Satisfied 27/04/2023

CompanyRankvs 212+ SIC 65120 peers
70

Financial strength93th percentile among SIC peers · 23/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.25× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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212M & D H Insurance Services Ltd
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2022

Net Worth

£1.4M

Balance sheet strength

Cash

£2.5M

Cash in the bank

Net Current Assets

£1.1M

Working capital

Current Assets

£5.6M

Current Liabilities

£4.5M

Fixed Assets

£482k

Debtors

£3.1M

56avg. employees-4

Tax at Year End

Corp tax£192k

Balance Sheet

Assets less current liabilities£1.6M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20221.25-£243k
20211.27+£858k
20201.08+£363k
20191.03+£51k
20181.01—

Derived from filed accounts. Not audited figures.