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Metropolitan Premium Finance Limited

04592594

active
Private Limited Company
england wales
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

30-34 NORTH STREET, HAILSHAM, BN27 1DW
Incorporated 18/11/2002

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 18/11/2025

Due 02/12/2026

On track

Industry

65120
Non-life insurance

Officers

Mr Michael Christopher Bray

director · Since 18/11/2002

DIRECTOR

BRITISH · ENGLAND · Age 64

Also on 11 other boards

Mr Michael Christopher Bray

secretary · Since 01/04/2013

Also on 11 other boards

Mrs Melissa Anne Bray

director · Since 01/04/2013

HOMEOPATH

BRITISH · ENGLAND · Age 60

Also on 4 other boards

Persons with Significant Control

Mrs Melissa Anne Bray

25–50% shares
25–50% votes

British · England · Age 60

30-34, North Street, Hailsham, BN27 1DW

Notified 06/04/2016

Mrs Gail Tracy Green

25–50% shares
25–50% votes

British · England · Age 57

30-34, North Street, Hailsham, BN27 1DW

Notified 06/04/2016

Charges3 outstanding

Charge
outstanding

CAMBRIDGE & COUNTIES BANK LIMITED

Created 09/06/2023Registered 16/06/2023
Charge
outstanding

ORCHARD FUNDING LIMITED

Created 15/05/2013Registered 31/05/2013
charge
outstanding

BEXHILL UK LIMITED

Created 02/06/2003Registered 05/06/2003

CompanyRankvs 1003+ SIC 65120 peers
50

Financial strength64th percentile among SIC peers · 16/25
Employees11th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1.08× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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1003Metropolitan Premium Finance Limited
60
How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£74k

Balance sheet strength

Cash

£20k

Cash in the bank

Net Current Assets

£51k

Working capital

Current Assets

£723k

Current Liabilities

£672k

Fixed Assets

£23k

Debtors

£703k

0avg. employees

Balance Sheet

Assets less current liabilities£74k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.08+£7k
20241.05+£28k
20231.05—

Derived from filed accounts. Not audited figures.