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Psp Insurance & Financial Solutions Limited

04616351

active
ltd
england wales
Companies House
Health Score
85 / 100

Healthy

25/30
Filing
20/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Going concern doubt noted in accounts (-10)

Details

20-22 The Bridge, Chippenham, SN15 1EX
Incorporated 12/12/2002

Previously known as

Psp Westinsure Limited · until 02/11/2007

Compliance

Last accounts

31/12/2025

full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 06/11/2025

Due 20/11/2026

On track

Industry

82990
Other business support service activities

Officers

Mr David Michael Edwin Cousins

director · Since 13/10/2025

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 53

Also on 11 other boards

Mr Charles Robertson Crawford

director · Since 04/11/2025

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 62

Also on 24 other boards

Mr James Oliver Whittingham

director · Since 28/11/2025

BRITISH · UNITED KINGDOM · Age 48

Also on 11 other boards

David Michael Edwin Cousins

director · Since 13/10/2025

British · United Kingdom · Age 53

Charles Robertson Crawford

director · Since 04/11/2025

British · United Kingdom · Age 62

James Oliver Whittingham

director · Since 28/11/2025

British · United Kingdom · Age 48

Former

Rwl Registrars Limited

corporate nominee secretary · Resigned 12/12/2002

Jeremy John Musselwhite

director · Resigned 31/05/2022

Terence Roy Parkins

secretary · Resigned 01/06/2024

Terence Roy Parkins

director · Resigned 01/06/2024

Philip John Oakey

director · Resigned 01/06/2024

Sean Nigel Gough

director · Resigned 18/06/2024

Michael Robert Parkins

director · Resigned 31/05/2025

Andrew Gait

director · Resigned 11/08/2025

David James Heathfield

director · Resigned 31/10/2025

Ingrid Anne Camps

director · Resigned 31/12/2025

Samantha Jane Arnold

director · Resigned 02/04/2026

David William Currie

director · Resigned 02/04/2026

David Ian Jones

director · Resigned 02/04/2026

Martin James Geen

director · Resigned 02/04/2026

Karen Mccormack

director · Resigned 02/04/2026

Brian Jones

director · Resigned 02/04/2026

Stuart James Quilter

director · Resigned 30/04/2026

Matthew Frith

director · Resigned 28/05/2026

Persons with Significant Control

Assuredpartners International Limited

75–100% shares
75–100% votes
Appoint directors

45 Gresham Street, London, EC2V 7BG

Reg: 08116277 · England And Wales · Limited Company

Notified 01/06/2022

Former PSCs

Mr Terence Roy Parkins

Ceased 01/06/2022

Mr Michael Robert Parkins

Ceased 01/06/2022

Mr Philip John Oakey

Ceased 01/06/2022

Charges0 outstanding

charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 01/06/2010Registered 02/06/2010Satisfied 24/11/2025
charge
satisfied

BARCLAYS BANK PLC

Created 06/11/2003Registered 18/11/2003Satisfied 07/07/2010

Change History

officer appointedCOUSINS, David Michael Edwin
2026-06-09
officer appointedCRAWFORD, Charles Robertson
2026-06-09
officer appointedWHITTINGHAM, James Oliver
2026-06-09
statusactive
2026-06-09

Active

post townChippenham
2026-06-09

CHIPPENHAM

typeltd
2026-06-09

Private Limited Company

address line120-22 The Bridge
2026-06-09

20-22 THE BRIDGE

CompanyRankvs 107240+ SIC 82990 peers
71

Financial strength97th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.19× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
Show leaderboard
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to going concern are d

Key FinancialsYear ending 31/12/2022

Turnover

£3.1M

Annual revenue

Net Worth

£1.7M

Balance sheet strength

Cash

£1.7M

Cash in the bank

Profit Before Tax

£306k

Bottom line earnings

Net Current Assets

£363k

Working capital

Current Assets

£2.3M

Current Liabilities

£1.9M

Fixed Assets

£1.4M

Debtors

£574k

Admin Expenses

£2.7M

Operating Profit

£302k

Profit After Tax

£216k

67avg. employees-16

Tax at Year End

Corp tax£379k
Dividends paid£626k

People Costs

Wages & salaries£1.4M
NI contributions£137k

Balance Sheet

Intangible assets£1.3M
Assets less current liabilities£1.8M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20221.19+£157k
20221.02-£502k
20210.79+£196k
20200.74+£1.1M
20190.70

Derived from filed accounts. Not audited figures.