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N & B Mortgages Limited

04651689

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

292 HOLT ROAD, NORWICH, NR10 3EG
Incorporated 29/01/2003

Compliance

Last accounts

31/01/2026

micro entity

Next accounts due

31/10/2027

On track

Confirmation statement

Last: 29/01/2026

Due 12/02/2027

On track

Industry

64999
Other financial service activities

Officers

Mrs Bonnie Kumar

director · Since 29/01/2003

BROKER

BRITISH · ENGLAND · Age 55

Mr Sunil Rajin Kumar

director · Since 29/01/2003

MORTGAGE BROKER

BRITISH · ENGLAND · Age 56

Persons with Significant Control

Mr Sunil Rajin Kumar

25–50% shares
25–50% votes

British · England · Age 56

292, Holt Road, Norwich, NR10 3EG

Notified 01/06/2016

Mrs Bonnie Kumar

25–50% shares
25–50% votes

British · England · Age 55

292, Holt Road, Norwich, NR10 3EG

Notified 01/06/2016

CompanyRankvs 1610+ SIC 64999 peers
80

Financial strength79th percentile among SIC peers · 20/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 3.07× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2026

Net Worth

£108k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£85k

Working capital

Current Assets

£126k

Current Liabilities

£41k

Fixed Assets

£64k

2avg. employees

Balance Sheet

Assets less current liabilities£148k
Signed by Mr Neil Kumar 26/02/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20263.07+£0
20263.07-£30k
20254.94+£22k
20244.81+£27k
20234.79-£31k
20224.54+£26k
20214.32+£12k
20204.18+£177k
2019-4.40—

Derived from filed accounts. Not audited figures.