Ardent Credit Services Limited
04691960
Healthy
- No accounts filed in last 18 months (-5)
- 2 outstanding charges (-4)
Details
Compliance
Last accounts
31/12/2024
full
Next accounts due
30/09/2026
Confirmation statement
Last: 10/03/2026
Due 24/03/2027
Industry
Officers
director · Since 19/04/2023
DIRECTOR
BRITISH · UNITED KINGDOM · Age 52
Also on 1 other board
director · Since 19/04/2023
DIRECTOR
AMERICAN · UNITED STATES · Age 56
Also on 1 other board
Persons with Significant Control
Phillips & Cohen Associates (Uk) Ltd
9th Floor, 5 Exchange Quay, Manchester, M5 3EF
Reg: 05284353 · Companies House · Private Limited Company
Notified 19/04/2023
Former PSCs
Mrs Julie Murray
Ceased 19/04/2023
Mr Steven Frederick Murray
Ceased 19/04/2023
Charges2 outstanding
WILMINGTON TRUST (LONDON) LIMITED AS SECURITY TRUSTEE FOR THE SECURED PARTIES
WILMINGTON TRUST (LONDON) LIMITED AS SECURITY TRUSTEE FOR THE SECURED PARTIES
WILMINGTON TRUST (LONDON) LIMITED AS SECURITY TRUSTEE FOR THE SECURED PARTIES
WILMINGTON TRUST (LONDON) LIMITED AS SECURITY TRUSTEE FOR THE SECURED PARTIES
CompanyRankvs 35+ SIC 64999 peers80
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 30/06/2022
Net Worth
£4.6M
Balance sheet strength
Cash
£5.3M
Cash in the bank
Net Current Assets
£4.6M
Working capital
Current Assets
£5.9M
Current Liabilities
£1.3M
Fixed Assets
£92k
Debtors
£602k
Tax at Year End(2021)
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2022 | 4.45 | +£1.4M |
| 2021 | 4.13 | — |
Derived from filed accounts. Not audited figures.