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Harbour Wealth Limited

04773092

active
Private Limited Company
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

18 LOWER PARK ROAD, TENBY, SA70 7NG
Incorporated 21/05/2003

Compliance

Last accounts

30/09/2025

total exemption full

Next accounts due

30/06/2027

On track

Confirmation statement

Last: 18/12/2025

Due 01/01/2027

On track

Industry

66190
Other activities auxiliary to financial services
66220
Activities of insurance agents and brokers

Officers

Mr Christopher Brace

director · Since 21/05/2003

FINANCIAL ADVISER

BRITISH · WALES · Age 58

Also on 2 other boards

Lana Jane Brace

secretary · Since 30/09/2015

Persons with Significant Control

Harbour Wealth Holdings Limited

75–100% shares
75–100% votes
Appoint directors

18, Lower Park Road, Tenby, SA70 7NG

Reg: 14518691 · Registrar Of Companies · Limited Company

Notified 01/12/2022

Former PSCs

Mr Chris Brace

Ceased 01/12/2022

Charges2 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 14/11/2017Registered 15/11/2017
Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 25/10/2017Registered 31/10/2017

CompanyRankvs 3056+ SIC 66190 peers
48

Financial strength62th percentile among SIC peers · 16/25
Employees37th percentile among SIC peers · 6/15
LiquidityCurrent ratio 0.82× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£15k

Balance sheet strength

Cash

£43

Cash in the bank

Net Current Assets

-£4k

Working capital

Current Assets

£16k

Current Liabilities

£20k

Fixed Assets

£20k

Debtors

£16k

1avg. employees

Director Loans

Company owes directors£19k

Balance Sheet

Intangible assets£16k
Assets less current liabilities£16k
Signed by Mr Christopher Brace 10/11/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.82+£8k
20240.00-£5k
20230.01—

Derived from filed accounts. Not audited figures.