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P F N Finance Limited

04797952

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

4 CYPRUS ROAD, BASINGSTOKE, RG22 4UY
Incorporated 13/06/2003

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 13/06/2026

Due 27/06/2027

On track

Industry

66190
Other activities auxiliary to financial services

Officers

Odette Delphine Pauline France

director · Since 04/07/2003

BUSINESS ADMINSTRATOR

BRITISH · ENGLAND · Age 62

Michael James Nears

secretary · Since 09/01/2007

BRITISH · Age 68

Mr Michael James Nears

director · Since 01/01/2013

FINANCE BROKER

BRITISH · ENGLAND · Age 68

Persons with Significant Control

Mr Michael James Nears

75–100% shares
75–100% votes

British · England · Age 68

4, Cyprus Road, Basingstoke, RG22 4UY

Notified 06/04/2016

CompanyRankvs 670+ SIC 66190 peers
77

Financial strength72th percentile among SIC peers · 18/25
Employees63th percentile among SIC peers · 9/15
LiquidityCurrent ratio 6.11× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£42k

Balance sheet strength

Cash

£50k

Cash in the bank

Net Current Assets

£42k

Working capital

Current Assets

£50k

Current Liabilities

£8k

Fixed Assets

£630

Debtors

£123

2avg. employees

Balance Sheet

Assets less current liabilities£42k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20266.11-£11k
20254.77-£11k
20245.20+£3k
20232.21

Derived from filed accounts. Not audited figures.