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West One Mortgages Limited

04815193

active
Private Limited Company
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

DAVENPORT HOUSE, LONDON, E14 9RP
Incorporated 30/06/2003

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Kamendu Vasantrai Pandya

director · Since 30/06/2003

MORTGAGE ADVISOR

BRITISH · UNITED KINGDOM · Age 56

Nirmala Pandya

secretary · Since 15/08/2006

BRITISH

Persons with Significant Control

Mr Kamendu Pandya

Significant control
significant-influence-or-control-as-firm

British · England · Age 56

Davenport House, 16 Pepper Street, London, E14 9RP

Notified 30/06/2016

Charges1 outstanding

charge
outstanding

LORE MANAGEMENT CO. LIMITED

Created 12/01/2004Registered 13/01/2004

CompanyRankvs 15750+ SIC 64999 peers
30

Financial strength9th percentile among SIC peers · 2/25
Employees39th percentile among SIC peers · 6/15
LiquidityCurrent ratio 0.25× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength2/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

-£7k

Balance sheet strength

Cash

£450

Cash in the bank

Net Current Assets

-£7k

Working capital

Current Assets

£2k

Current Liabilities

£9k

Fixed Assets

£1

Debtors

£2k

1avg. employees

Tax at Year End

Corp tax£286

Director Loans

Company owes directors£32

Balance Sheet

Assets less current liabilities-£7k
Signed by Mr Kamendu Pandya 25 February 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.25+£0
20250.25+£19
20240.02+£9
20230.54
20220.12
20210.37-£12k
20200.49+£54k
20190.37-£10k
20180.63

Derived from filed accounts. Not audited figures.