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Lifetime Mortgages & Finance Limited

04816365

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

66 NEW PARK ROAD, HERTFORD, SG13 8RF
Incorporated 01/07/2003

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Julie Ann Hoare

secretary · Since 01/07/2003

MORTGAGE ADMINISTRATOR

BRITISH · UNITED KINGDOM · Age 57

Mr Michael Nicholas Hoare

director · Since 01/07/2003

MORTGAGE ADVISOR

BRITISH · ENGLAND · Age 57

Mrs Julie Ann Hoare

director · Since 01/11/2004

MORTGAGE ADMINISTRATOR

BRITISH · ENGLAND · Age 57

Persons with Significant Control

Mr Michael Nicholas Hoare

25–50% shares

British · England · Age 57

66, New Park Road, Hertford, SG13 8RF

Notified 01/07/2016

Mrs Julie Ann Hoare

25–50% shares

British · England · Age 57

66, New Park Road, Hertford, SG13 8RF

Notified 01/07/2016

CompanyRankvs 3417+ SIC 66190 peers
55

Financial strength41th percentile among SIC peers · 10/25
Employees63th percentile among SIC peers · 9/15
LiquidityCurrent ratio 1× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength10/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£441

Balance sheet strength

Cash

£11k

Cash in the bank

Net Current Assets

-£70

Working capital

Current Assets

£14k

Current Liabilities

£14k

Fixed Assets

£511

Debtors

£3k

2avg. employees-1

Tax at Year End(2020)

Corp tax£8k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20251.00
20240.97
20232.10-£34k
20225.07-£31k
20215.85
20202.48
20195.85
20186.83

Derived from filed accounts. Not audited figures.