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Intelligent Financial Advice Ltd

04818942

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)

Details

57 NEW WALK, LEICESTER, LE1 7EA
Incorporated 02/07/2003

Compliance

Last accounts

31/07/2025

total exemption full

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 10/08/2025

Due 24/08/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Brian Stephen Emerton

director · Since 02/07/2003

DIRECTOR

BRITISH · ENGLAND · Age 65

Also on 6 other boards

Mrs Cindy Elaine Emerton

secretary · Since 10/10/2005

BRITISH · UNITED KINGDOM · Age 57

Also on 1 other board

Mr Derek Gunningham

director · Since 04/06/2007

DIRECTOR

BRITISH · ENGLAND · Age 63

Also on 4 other boards

Persons with Significant Control

Mr Brian Stephen Emerton

25–50% shares
25–50% votes

British · England · Age 65

57, New Walk, Leicester, LE1 7EA

Notified 06/04/2016

Mr Derek Gunningham

25–50% shares
25–50% votes

British · England · Age 63

57, New Walk, Leicester, LE1 7EA

Notified 06/04/2016

Charges0 outstanding

Charge
satisfied

SANLAM WEALTH PLANNING UK LIMITED

Created 09/07/2021Registered 21/07/2021Satisfied 17/09/2024
Charge
satisfied

BARCLAYS BANK PLC

Created 09/02/2016Registered 15/02/2016Satisfied 22/11/2022

CompanyRankvs 18025+ SIC 64999 peers
35

Financial strength5th percentile among SIC peers · 1/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.43× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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18025Intelligent Financial Advice Ltd
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

-£39k

Balance sheet strength

Cash

£29k

Cash in the bank

Net Current Assets

-£39k

Working capital

Current Assets

£29k

Current Liabilities

£69k

0avg. employees

Tax at Year End

Corp tax£61k

Balance Sheet

Assets less current liabilities-£39k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.43-£103k
20241.16-£129k
20235.28-£16k
20222.08+£13k
20211.99-£45k
20202.19+£46k
20191.67+£24k
20181.41—

Derived from filed accounts. Not audited figures.