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Lifestyle Financial Choices Limited

04818952

active
Private Limited Company
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

C/O FREETHS LLP 3RD FLOOR, NORTHGATE HOUSE, MILTON KEYNES, MK9 2AD
Incorporated 02/07/2003

Compliance

Last accounts

30/06/2025

audit exemption subsidiary

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 05/06/2025

Due 19/06/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Darren William John Sharkey

director · Since 28/03/2025

COMPANY DIRECTOR

IRISH · ENGLAND · Age 55

Also on 48 other boards

Mr Andrew Bernard Thompson

director · Since 28/03/2025

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 57

Persons with Significant Control

Finli Advice Holdings Limited

75–100% shares
75–100% votes

C/O Freeths Llp Routeco Office Park, Davy Avenue, Milton Keynes, MK5 8HJ

Reg: 13787580 · Companies House · Private Limited Company

Notified 09/05/2025

Former PSCs

Mr Ian Mccarthy

Ceased 09/05/2025

Mr David Westcott

Ceased 09/05/2025

Charges0 outstanding

charge
satisfied

BARCLAYS BANK PLC

Created 01/10/2004Registered 19/10/2004Satisfied 19/07/2024
charge
satisfied

BARCLAYS BANK PLC

Created 01/10/2004Registered 19/10/2004Satisfied 19/07/2024

CompanyRankvs 994+ SIC 64999 peers
83

Financial strength80th percentile among SIC peers · 20/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 2.15× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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994Lifestyle Financial Choices Limited
83
How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2024

Net Worth

£114k

Balance sheet strength

Cash

£176k

Cash in the bank

Net Current Assets

£108k

Working capital

Current Assets

£201k

Current Liabilities

£93k

Fixed Assets

£6k

Debtors

£25k

4avg. employees

Tax at Year End

Corp tax£78k

Balance Sheet

Assets less current liabilities£114k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20242.15-£42k
20231.71-£97k
20222.11—

Derived from filed accounts. Not audited figures.