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Ifg Pensions Limited

04826217

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Negative net worth (-10)
  • Going concern doubt noted in accounts (-10)

Details

THIRD FLOOR COTTON HOUSE, LIVERPOOL, L3 9TP
Incorporated 09/07/2003

Compliance

Last accounts

31/12/2024

small

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 23/02/2026

Due 09/03/2027

On track

Industry

82990
Other business support service activities

Officers

Mr Jonathan Graeme Kneale

secretary · Since 01/03/2023

Ms Sue-Ann Ind

director · Since 01/03/2023

NON-EXECUTIVE DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 1 other board

Mr Philip Howard Salter

director · Since 01/03/2023

INDEPENDENT NON-EXECUTIVE DIRECTOR

BRITISH · ENGLAND · Age 64

Also on 1 other board

Ms Rachel Elizabeth Meadows

director · Since 25/04/2023

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 42

Also on 1 other board

Mr Steven Mark Weston

director · Since 01/02/2026

BRITISH · ISLE OF MAN · Age 54

Mr John Paul Craddock

director · Since 01/04/2026

IRISH · ISLE OF MAN · Age 61

Also on 1 other board

Persons with Significant Control

Former PSCs

Mr John Lyndon Hodgson

Ceased 28/02/2023

Mr Howard Thomas Dixon Bilton

Ceased 28/02/2023

International Financial Group Limited

Ceased 25/11/2024

Charges0 outstanding

charge
satisfied

HSBC BANK PLC

Created 04/02/2004Registered 06/02/2004Satisfied 23/05/2013

CompanyRankvs 41148+ SIC 82990 peers
55

Financial strength1th percentile among SIC peers · 0/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.22× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

statements for the year ended 31 December 2024 was unqualified . In their report, the auditors emphasised the following matter without qualifying their report: Material uncertainty related to going concern In forming our opinion which is not qualified, we have considered the adequacy of the disclosures made in note 2 to the financial statements concerning the Company's trading ability to c

Key FinancialsYear ending 31/12/2024

Net Worth

-£364k

Balance sheet strength

Cash

£1.3M

Cash in the bank

Net Current Assets

£2.8M

Working capital

Current Assets

£5.0M

Current Liabilities

£2.3M

Fixed Assets

£936k

Debtors

£3.8M

Profit After Tax

-£1.4M

48avg. employees+4

Balance Sheet

Intangible assets£783k
Assets less current liabilities£3.7M
Prepared with Caseware UK (AP4) 2023.0.135

EstimatesDerived

YearCurrent RatioImplied Profit
20242.22-£845k
20231.62-£282k
20231.84-£51k
20221.13+£284k
20211.19+£21k
20201.37

Derived from filed accounts. Not audited figures.