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Personal Asset Management Limited

04898649

active
Private Limited Company
Companies House
Health Score
63 / 100

Some Concerns

25/30
Filing
0/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

THE ORCHARD CORNER, KNIGHTON, LD7 1DB
Incorporated 15/09/2003

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Michael John Evans

secretary · Since 24/11/2003

FINANCIAL ADVISOR

BRITISH · WALES · Age 70

Also on 13 other boards

Mr Michael John Evans

director · Since 24/11/2003

COMPANY DIRECTOR

BRITISH · WALES · Age 70

Also on 13 other boards

Mr Ian Matthew Cadwallader

director · Since 22/11/2021

DIRECTOR

BRITISH · WALES · Age 52

Also on 1 other board

Persons with Significant Control

Personal Asset Management Wealth Limited

75–100% shares
75–100% votes

The Orchard Corner, Ffrydd Road, Knighton, LD7 1DB

Reg: 14944731 · Companies House · Private Limited Company

Notified 16/02/2024

Personal Asset Wealth Management Limited

75–100% shares
75–100% votes
Appoint directors

The Orchard Corner, Ffrydd Road, Knighton, LD7 1DB

Reg: 14944731 · England And Wales · Private Limited Company By Shares

Notified 16/02/2024

Former PSCs

Mr Michael John Evans

Ceased 16/02/2024

Mr Christopher Martin Thomas

Ceased 16/02/2024

Charges1 outstanding

A registered charge
satisfied

HSBC BANK PLC

DEBENTURE

Created 07/04/2004Registered 25/06/2026Satisfied 25/06/2026
charge
outstanding

HSBC BANK PLC

Created 07/04/2004Registered 10/04/2004

CompanyRankvs 13294+ SIC 64999 peers
37

Financial strength2th percentile among SIC peers · 1/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.09× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

-£147k

Balance sheet strength

Cash

£2k

Cash in the bank

Net Current Assets

-£147k

Working capital

Current Assets

£14k

Current Liabilities

£161k

Debtors

£12k

6avg. employees-1

Balance Sheet

Assets less current liabilities-£147k
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20240.09-£179k
20230.78+£4k
20221.16+£521
20211.72-£25k
20202.53+£26k
20190.65-£719
20180.80

Derived from filed accounts. Not audited figures.