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Bright Mortgage Advice Limited

04898983

active
Private Limited Company
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

CHESTER HOUSE 63 CAMBRIDGE STREET, HUNTINGDON, PE29 2AY
Incorporated 15/09/2003

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Sarah Perryman

secretary · Since 15/09/2003

BRITISH

Also on 1 other board

Mr Andrew Perryman

director · Since 15/09/2003

DIRECTOR

BRITISH · ENGLAND · Age 58

Persons with Significant Control

Mr Andrew Perryman

75–100% shares

British · England · Age 58

Chester House, 63 Cambridge Street, Huntingdon, PE29 2AY

Notified 06/04/2016

Charges1 outstanding

charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 24/01/2005Registered 02/02/2005

CompanyRankvs 11515+ SIC 64999 peers
42

Financial strength72th percentile among SIC peers · 18/25
Employees16th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.03× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£51k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£430k

Working capital

Current Assets

£15k

Current Liabilities

£445k

Fixed Assets

£482k

0avg. employees

Balance Sheet

Assets less current liabilities£51k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20240.03-£16k
20230.04-£20k
20228.08+£0
20218.08+£0
20208.08+£0
20198.08+£0
20188.08

Derived from filed accounts. Not audited figures.