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Pg Mortgages & Loans Limited

04932382

active
Private Limited Company
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

SUITE 7 GENESIS CENTRE, ALFRETON, DE55 7DQ
Incorporated 15/10/2003

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Philip Curtis Gardner

director · Since 15/10/2003

FINANCIAL CONSULTANT

BRITISH · ENGLAND · Age 72

Persons with Significant Control

Mr Philip Curtis Gardner

75–100% shares

British · England · Age 72

Suite 7, Genesis Centre, Alfreton, DE55 7DQ

Notified 15/10/2016

CompanyRankvs 948+ SIC 66190 peers
74

Financial strength70th percentile among SIC peers · 18/25
Employees37th percentile among SIC peers · 6/15
LiquidityCurrent ratio 7.77× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£33k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£18k

Working capital

Current Assets

£20k

Current Liabilities

£3k

Fixed Assets

£24k

1avg. employees

Balance Sheet

Assets less current liabilities£41k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20247.77+£5k
202312.46+£2k
202211.07-£18k
20219.73+£3k
20206.07-£3k
20198.45+£4k
20186.76

Derived from filed accounts. Not audited figures.