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1st Mortgage West London Limited

04949383

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

HIGHWINDS, CHIPPERFIELD, WD4 9BN
Incorporated 31/10/2003

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

96090
Other personal service activities

Officers

Mr Fernando Getino

secretary · Since 31/10/2003

FINANCIAL SERVICES

BRITISH · UNITED KINGDOM · Age 64

Also on 3 other boards

Mr Fernando Getino

director · Since 31/10/2003

FINANCIAL SERVICES

BRITISH · UNITED KINGDOM · Age 64

Also on 3 other boards

Persons with Significant Control

Mr Fernando Getino

25–50% shares
25–50% votes

British · United Kingdom · Age 64

High Winds, The Common, Kings Langley, WD4 9BN

Notified 06/04/2016

Mrs Melanie Nicola Getino

25–50% shares
25–50% votes

British · United Kingdom · Age 60

High Winds, The Common, Kings Langley, WD4 9BN

Notified 06/04/2016

Former PSCs

Mr Vikram Patel

Ceased 10/06/2025

CompanyRankvs 6423+ SIC 96090 peers
78

Financial strength86th percentile among SIC peers · 22/25
Employees40th percentile among SIC peers · 6/15
LiquidityCurrent ratio 6.89× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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64231st Mortgage West London Limited
78
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£68k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£68k

Working capital

Current Assets

£79k

Current Liabilities

£12k

Fixed Assets

£2k

1avg. employees-1

Balance Sheet

Assets less current liabilities£69k

EstimatesDerived

YearCurrent RatioImplied Profit
20256.89+£5k
20243.79+£19k
20232.51—

Derived from filed accounts. Not audited figures.