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S & P Financial Management Limited

04960568

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

ELTHORNE GATE, PINNER, HA5 5QA
Incorporated 12/11/2003

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Shantaben Patel

secretary · Since 12/11/2003

BRITISH

Mr Kumar Pramodchandra Patel

director · Since 12/11/2003

INSURANCE BROKER

BRITISH · UNITED KINGDOM · Age 66

Mr Pramodchandra Kalidas Patel

secretary · Since 01/01/2025

Mr Kushal Kumar Patel

director · Since 01/01/2025

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 39

Also on 1 other board

Persons with Significant Control

Mr Kumar Pramodchandra Patel

Significant control

British · England · Age 66

Elthorne Gate, 64 High Street, Pinner, HA5 5QA

Notified 01/01/2017

Mr Kushal Kumar Patel

50–75% shares
50–75% votes
Appoint directors

British · United Kingdom · Age 39

Elthorne Gate, 64 High Street, Pinner, HA5 5QA

Notified 08/06/2022

CompanyRankvs 503+ SIC 64999 peers
86

Financial strength88th percentile among SIC peers · 22/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 3.14× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£349k

Balance sheet strength

Cash

£495k

Cash in the bank

Net Current Assets

£338k

Working capital

Current Assets

£496k

Current Liabilities

£158k

Fixed Assets

£19k

Debtors

£1k

7avg. employees

Balance Sheet

Intangible assets-£202
Assets less current liabilities£357k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20253.14+£20k
20243.53+£150k
2023+£30k
2022+£21k
20215.07+£51k
20204.30

Derived from filed accounts. Not audited figures.