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Stephen Hensby Associates Limited

04965611

active
ltd
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

St Chistophers House, Ridge Road, Letchworth Garden City, SG6 1PT
Incorporated 17/11/2003

Compliance

Last accounts

31/12/2025

total exemption full

Next accounts due

30/09/2027

On track

Confirmation statement

Last: 11/11/2025

Due 25/11/2026

On track

Industry

68320
Management of real estate on a fee or contract basis

Officers

Julie Anne Hensby

secretary · Since 17/11/2003

British

Stephen Hensby

director · Since 17/11/2003

British · England · Age 67

Former

Ashok Bhardwaj

nominee secretary · Resigned 17/11/2003

Bhardwaj Corporate Services Limited

corporate nominee director · Resigned 17/11/2003

Persons with Significant Control

Mr Stephen Hensby

25–50% shares
25–50% votes

British · England · Age 67

St Chistophers House, Ridge Road, Letchworth Garden City, SG6 1PT

Notified 06/04/2016

Mrs Julie Anne Hensby

25–50% shares
25–50% votes

British · England · Age 62

St Chistophers House, Ridge Road, Letchworth Garden City, SG6 1PT

Notified 06/04/2016

Charges1 outstanding

charge
outstanding

HSBC BANK PLC

Created 22/01/2004Registered 23/01/2004

Change History

officer appointedHENSBY, Julie Anne
2026-06-09
officer appointedHENSBY, Stephen
2026-06-09
statusactive
2026-06-09

Active

typeltd
2026-06-09

Private Limited Company

address line1St Chistophers House
2026-06-09

ST CHISTOPHERS HOUSE

post townLetchworth Garden City
2026-06-09

LETCHWORTH GARDEN CITY

CompanyRankvs 6619+ SIC 68320 peers
64

Financial strength83th percentile among SIC peers · 21/25
Employees20th percentile among SIC peers · 3/15
LiquidityCurrent ratio 7.44× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£45k

Balance sheet strength

Cash

£33k

Cash in the bank

Net Current Assets

£44k

Working capital

Current Assets

£51k

Current Liabilities

£7k

Fixed Assets

£552

Debtors

£18k

0avg. employees-2

Tax at Year End

Corp tax£1k

Balance Sheet

Assets less current liabilities£45k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20257.44+£6k
20249.27+£12k
20235.06-£11k
20225.53-£15k
202116.16-£47k
20206.95+£8k
20195.21-£4k
20185.22

Derived from filed accounts. Not audited figures.