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Cogent Financial Services Limited

04971972

active
ltd
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

9 Freetrade House, Lowther Road, Stanmore, HA7 1EP
Incorporated 21/11/2003

Previously known as

Snacks N' Spices Limited · until 03/02/2004

Compliance

Last accounts

31/03/2025

micro entity

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 21/11/2025

Due 05/12/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Neel Rameshchandra Shah

director · Since 01/05/2004

MORTGAGE

BRITISH · ENGLAND · Age 52

Also on 7 other boards

Neel Rameshchandra Shah

director · Since 01/05/2004

British · England · Age 52

Former

Neel Rameshchandra Shah

secretary · Resigned 31/10/2009

Nishma Shah

director · Resigned 31/10/2009

Persons with Significant Control

Mr Neel Rameshchandra Shah

75–100% shares

British · England · Age 52

9, Freetrade House, Stanmore, HA7 1EP

Notified 06/04/2016

Change History

officer appointed → SHAH, Neel Rameshchandra
2026-07-22
status → active
2026-07-22

Active

type → ltd
2026-07-22

Private Limited Company

address line1 → 9 Freetrade House
2026-07-22

9 FREETRADE HOUSE

post town → Stanmore
2026-07-22

STANMORE

CompanyRankvs 1184+ SIC 64999 peers
82

Financial strength81th percentile among SIC peers · 20/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 3.07× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£131k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£137k

Working capital

Current Assets

£204k

Current Liabilities

£66k

3avg. employees

Balance Sheet

Assets less current liabilities£137k
Signed by 1.4.24Prepared with Company Accounts and Tax Online

EstimatesDerived

YearCurrent RatioImplied Profit
20253.07-£267
20242.91-£11k
20233.39—

Derived from filed accounts. Not audited figures.