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Associated Commercial Finance Limited

05042702

activeactive proposal to strike off
ltd
england wales
Companies House
Accounts overdue
Confirmation statement overdue
Health Score
48 / 100

Notable Risks

0/30
Filing
10/30
Financial
38/40
Risk
  • Accounts filing overdue (-15)
  • Confirmation statement overdue (-10)
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

1st And 2nd Floor Offcie Suite, Bath Road, Cheltenham, GL53 7LE
Incorporated 12/02/2004

Compliance

Last accounts

31/08/2021

total exemption full

Next accounts due

27/05/2023

Overdue

Confirmation statement

Last: 18/03/2023

Due 01/04/2024

Overdue

Industry

64910
Financial leasing

Officers

Mr Simon Justin Rose

director · Since 12/02/2004

FINANCE BROKER

BRITISH · UNITED KINGDOM · Age 58

Also on 8 other boards

Simon Justin Rose

director · Since 12/02/2004

British · United Kingdom · Age 58

Former

Instant Companies Limited

corporate nominee director · Resigned 12/02/2004

Swift Incorporations Limited

corporate nominee secretary · Resigned 12/02/2004

Trudy Jane Wildin

secretary · Resigned 25/11/2008

Trudy Jane Wildin

director · Resigned 25/11/2008

Aaron Richard Townsend

director · Resigned 31/08/2009

Richard William Hirst

director · Resigned 21/01/2011

Angus St John Griffin

director · Resigned 16/10/2019

Angus St John Griffin

secretary · Resigned 16/10/2019

Nigel Patrick Mills

director · Resigned 12/10/2022

Persons with Significant Control

Mr Simon Justin Rose

25–50% shares

British · United Kingdom · Age 58

1, Haywards Road, Cheltenham, GL52 6RQ

Notified 01/06/2016

Charges1 outstanding

Charge
outstanding

ASSOCIATED COMMERCIAL FINANCE LIMITED PENSION BENEFIT SCHEME

Created 01/10/2014Registered 21/10/2014

Change History

officer appointedROSE, Simon Justin
2026-08-13
statusactive
2026-08-13

Active - Proposal to Strike off

typeltd
2026-08-13

Private Limited Company

address line11st And 2nd Floor Offcie Suite
2026-08-13

1ST AND 2ND FLOOR OFFCIE SUITE

post townCheltenham
2026-08-13

CHELTENHAM

CompanyRankvs 314+ SIC 64910 peers
49

Financial strength63th percentile among SIC peers · 16/25
Employees50th percentile among SIC peers · 8/15
LiquidityCurrent ratio 6.28× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAccounts and CS overdue · 0/15
Outstanding charges -10
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance0/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2021

Net Worth

£54k

Balance sheet strength

Cash

£2k

Cash in the bank

Net Current Assets

£224k

Working capital

Current Assets

£266k

Current Liabilities

£42k

Fixed Assets

£499

Debtors

£264k

1avg. employees

Balance Sheet

Assets less current liabilities£224k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20216.28

Derived from filed accounts. Not audited figures.