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Insight Financial Associates Limited

05054886

active
Private Limited Company
Companies House
Health Score
63 / 100

Some Concerns

25/30
Filing
0/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • Going concern doubt noted in accounts (-10)
  • 1 outstanding charge (-2)

Details

INSIGHT HOUSE 7A ALKMAAR WAY, PARK NORWICH, NR6 6BF
Incorporated 25/02/2004

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Antony Peter Howard

director · Since 25/02/2004

DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 15 other boards

Mr Jason Richard Howard Ba Hons

director · Since 25/02/2004

DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 29 other boards

Mr Daniel Peter Appleton

director · Since 01/07/2017

DIRECTOR

BRITISH · ENGLAND · Age 49

Also on 4 other boards

Mr Michael John Charles Phillips

director · Since 31/01/2019

DIRECTOR

BRITISH · ENGLAND · Age 62

Also on 2 other boards

Miss Rebecca Louise Green

director · Since 02/07/2019

OPERATIONS DIRECTOR

BRITISH · ENGLAND · Age 40

Persons with Significant Control

Mr Jason Richard Howard

25–50% shares
50–75% votes
Appoint directors

British · England · Age 55

Insight House 7a Alkmaar Way, Park Norwich, NR6 6BF

Notified 25/02/2017

Mr Antony Peter Howard

25–50% shares
25–50% votes

British · England · Age 53

Insight House 7a Alkmaar Way, Park Norwich, NR6 6BF

Notified 25/02/2017

Charges1 outstanding

Charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF IRELAND

Created 24/10/2025Registered 28/10/2025
Charge
satisfied

IAN PETER COULING · ANGELA DAWN COULING · ALEXANDER IAN COULING

Created 24/04/2024Registered 26/04/2024Satisfied 27/10/2025
Charge
satisfied

VERTUS CAPITAL SPV1 LIMITED

Created 12/12/2022Registered 15/12/2022Satisfied 27/10/2025
Charge
satisfied

VERTUS CAPITAL SPV1 LIMITED

Created 12/12/2022Registered 15/12/2022Satisfied 27/10/2025
Charge
satisfied

MORGAN LLOYD TRUSTEES LTD AS TRUSTEE OF THE INSIGHT DIRECTORS PENSION SCHEME · ANTHONY HOWARD, DANIEL APPLETON AND JASON HOWARD AS TRUSTEES OF THE INSIGHT DIRECTORS PENSION S

Created 27/08/2021Registered 08/09/2021Satisfied 10/01/2023
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 31/08/2004Registered 03/09/2004Satisfied 27/10/2025

CompanyRankvs 4060+ SIC 64999 peers
52

Financial strength98th percentile among SIC peers · 25/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.38× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/08/2024

Net Worth

£3.9M

Balance sheet strength

Cash

£581k

Cash in the bank

Net Current Assets

-£2.5M

Working capital

Current Assets

£1.5M

Current Liabilities

£4.0M

Fixed Assets

£9.8M

Debtors

£1.1M

Cost of Sales

£4.4M

Admin Expenses

£8.6M

Profit After Tax

£1.0M

95avg. employees+6

Tax at Year End

Corp tax£958k
Dividends paid-£576k

People Costs

Wages & salaries£4.2M

Balance Sheet

Intangible assets£4.6M
Bank loans & overdrafts£154k
Assets less current liabilities£5.5M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20240.38-£1.5M
20230.43+£1.3M
20220.89+£594k
20211.87+£798k
20201.95+£154k
20192.15

Derived from filed accounts. Not audited figures.