Back to search

Mortgage Steps Limited

05124976

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk

No risk factors detected.

Details

50 MERSEA AVENUE, COLCHESTER, CO5 8JL
Incorporated 11/05/2004

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mrs Karen Lynn Minter

secretary · Since 11/05/2004

BRITISH · UNITED KINGDOM · Age 70

Also on 2 other boards

Mrs Karen Lynn Minter

director · Since 11/05/2004

DIRECTOR

BRITISH · UNITED KINGDOM · Age 70

Also on 2 other boards

Mr Michael Spencer Minter

director · Since 11/05/2004

MORTGAGE BROKER

BRITISH · UNITED KINGDOM · Age 71

Persons with Significant Control

Mrs Karen Lynn Minter

25–50% shares
25–50% votes

British · United Kingdom · Age 70

50, Mersea Avenue, Colchester, CO5 8JL

Notified 06/04/2016

Mr Michael Spencer Minter

25–50% shares
25–50% votes

British · United Kingdom · Age 71

50, Mersea Avenue, Colchester, CO5 8JL

Notified 06/04/2016

CompanyRankvs 10777+ SIC 64999 peers
54

Financial strength73th percentile among SIC peers · 18/25
Employees39th percentile among SIC peers · 6/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
1Atlanta Trust Limited
90
2Bishopsgate Corporate Finance Limited
90
3M.W. Beer & Co. Limited
90
4Mirabaud Asset Management Limited
90
5Chelsea Financial Services Plc
90
6Gee & Watson Wealth Management Limited
90
7Yfm Private Equity Limited
90
8Dentons Pension Management Limited
90
9South West Investment Group Limited
90
10Dowgate Capital Limited
90
10777Mortgage Steps Limited
54
How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees6/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£59k

Balance sheet strength

Cash

£65k

Cash in the bank

Net Current Assets

£59k

Working capital

Current Assets

—

Current Liabilities

£6k

1avg. employees
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
2025—-£2k
2024—-£6k
2023—+£15k
20223.28+£4k
20212.53+£19k
2020—-£6k
2019—+£9k

Derived from filed accounts. Not audited figures.