The Finance X Change (Wales) Ltd
05161330
Healthy
No risk factors detected.
Details
Compliance
Last accounts
30/06/2025
micro entity
Next accounts due
31/03/2027
Confirmation statement
Last: 23/06/2025
Due 07/07/2026
Industry
Officers
Former
director · Resigned 18/05/2017
Persons with Significant Control
Mr Stuart Thomas Havard
British · England · Age 33
24 Lammas Street, Carmarthenshire, SA31 3AL
Notified 06/04/2016
Charges0 outstanding
HSBC BANK PLC
Change History
Active
Private Limited Company
24 LAMMAS STREET
CARMARTHENSHIRE
CompanyRankvs 8352+ SIC 64999 peers60
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 30/06/2025
Net Worth
£23k
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
£17k
Working capital
Current Assets
£70k
Current Liabilities
£53k
Fixed Assets
£6k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 1.32 | +£0 |
| 2025 | 1.32 | +£1k |
| 2024 | 1.29 | +£959 |
| 2023 | 1.24 | +£1k |
| 2022 | 1.21 | +£1k |
| 2021 | 1.19 | — |
Derived from filed accounts. Not audited figures.
Filing History77 filings
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confirmation statement with no updates
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termination director company with name termination date
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incorporation company