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The Commercial Mortgage Desk Limited

05163381

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

118B OXFORD ROAD, READING, RG1 7NG
Incorporated 25/06/2004

Compliance

Last accounts

30/06/2025

micro entity

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 07/09/2025

Due 21/09/2026

On track

Industry

64999
Other financial service activities

Officers

Mrs Maria O'Neill

secretary · Since 01/07/2004

BRITISH · Age 61

Also on 1 other board

Mr Kevin James O'Neill

director · Since 01/07/2004

SALES MANAGER

IRISH · ENGLAND · Age 63

Mrs Ann Marie Read

director · Since 02/12/2008

DIRECTOR

BRITISH · UNITED KINGDOM · Age 52

Persons with Significant Control

Mr Kevin Oneill

25–50% shares

British · England · Age 63

118b, Oxford Road, Reading, RG1 7NG

Notified 06/04/2016

Mrs Ann-Marie Read

25–50% shares

British · United Kingdom · Age 56

118b, Oxford Road, Reading, RG1 7NG

Notified 06/09/2025

CompanyRankvs 1872+ SIC 64999 peers
79

Financial strength60th percentile among SIC peers · 15/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 7.06× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength15/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£14k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£20k

Working capital

Current Assets

£23k

Current Liabilities

£3k

5avg. employees

Balance Sheet

Assets less current liabilities£20k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20257.06-£49k
20244.69-£45k
20236.13-£10k
20224.22+£13k
20213.74+£38k
20202.66+£34k
20192.47+£9k
20181.81

Derived from filed accounts. Not audited figures.