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Express Mortgage Services Limited

05167662

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

WIGAN INVESTMENT CENTRE GROUND FLOOR, WIGAN, WN3 5BA
Incorporated 01/07/2004

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64191
64191
64999
Other financial service activities
65110
Life insurance
65120
Non-life insurance

Officers

Mr Paul Rawson

secretary · Since 01/07/2004

BRITISH · ENGLAND · Age 51

Also on 3 other boards

Mr Stephen Andrew Hand

director · Since 01/07/2004

MORTGAGE ADVISOR

BRITISH · ENGLAND · Age 50

Also on 1 other board

Mr Paul Rawson

director · Since 01/07/2004

MORTGAGE ADVISOR

BRITISH · ENGLAND · Age 51

Also on 3 other boards

Persons with Significant Control

Mr Stephen Andrew Hand

25–50% shares
25–50% votes

British · England · Age 50

Second Floor, Wigan Investment Centre, Wigan, WN3 5BA

Notified 06/04/2016

Mr Paul Rawson

25–50% shares
25–50% votes

British · England · Age 51

6, St Clements Road, Wigan, WN1 2RU

Notified 06/04/2016

Former PSCs

Mr Andrew Francis Huntley-Jacobs

Ceased 10/10/2020

CompanyRankvs 12+ SIC 64191 peers
86

Financial strength85th percentile among SIC peers · 21/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 2.17× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£91k

Balance sheet strength

Cash

£54k

Cash in the bank

Net Current Assets

£210k

Working capital

Current Assets

£389k

Current Liabilities

£179k

Fixed Assets

£10k

Debtors

£335k

22avg. employees

Tax at Year End

Corp tax£34k

Balance Sheet

Assets less current liabilities£220k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20242.17+£68k
20232.32+£7k
20213.56-£5k
20203.36-£35k
20192.54+£7k
20181.58

Derived from filed accounts. Not audited figures.