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Chapters Financial Limited

05178692

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

SHAW HOUSE, GUILDFORD, GU1 3QT
Incorporated 13/07/2004

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66190
Other activities auxiliary to financial services

Officers

Mr. Keith Geoffrey Churchouse Apfs

secretary · Since 13/07/2004

INDEPENDANT FINANCIAL ADVISOR

BRITISH · UNITED KINGDOM · Age 59

Also on 55 other boards

Mr. Keith Geoffrey Churchouse Apfs

director · Since 13/07/2004

INDEPENDANT FINANCIAL ADVISOR

BRITISH · UNITED KINGDOM · Age 59

Also on 55 other boards

Mrs Esther Marion Dadswell B.Eng (Hons) C.Eng Mice

director · Since 13/07/2004

OPERATIONS DIRECTOR

BRITISH · ENGLAND · Age 60

Also on 14 other boards

Ms Victoria Fulcher

director · Since 01/04/2019

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 52

Persons with Significant Control

Mrs Esther Marion Dadswell

25–50% shares

British · England · Age 60

Shaw House, 2-3 Tunsgate, Guildford, GU1 3QT

Notified 06/04/2016

Mr. Keith Geoffrey Churchouse

25–50% shares

British · United Kingdom · Age 59

Shaw House, 2-3 Tunsgate, Guildford, GU1 3QT

Notified 06/04/2016

Charges0 outstanding

charge
satisfied

CROWDHILL LIMITED

Created 31/03/2006Registered 07/04/2006Satisfied 03/08/2022
charge
satisfied

SURREY & COUNTIES (SUTTON) LIMITED

Created 20/09/2004Registered 29/09/2004Satisfied 14/11/2014

CompanyRankvs 169+ SIC 66190 peers
86

Financial strength86th percentile among SIC peers · 22/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.15× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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169Chapters Financial Limited
86
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£188k

Balance sheet strength

Cash

£231k

Cash in the bank

Net Current Assets

£139k

Working capital

Current Assets

£260k

Current Liabilities

£121k

Fixed Assets

£61k

Debtors

£29k

5avg. employees

Balance Sheet

Intangible assets£265
Assets less current liabilities£200k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20262.15+£31k
20251.85+£23k
20241.89-£19k
20231.91+£20k
20221.72+£37k
20211.67+£12k
20201.40—

Derived from filed accounts. Not audited figures.