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Following Whispers Family Service Consultancy Limited

05180250

active
Private Limited Company
england wales
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

UNIT 14 INVICTA WAY, RAMSGATE, CT12 5FD
Incorporated 15/07/2004

Compliance

Last accounts

31/07/2025

total exemption full

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 06/07/2025

Due 20/07/2026

On track

Industry

88990
Other social work activities without accommodation

Officers

Mrs Paula Henderson

director · Since 15/07/2004

SOCIAL WORKER

BRITISH · UNITED KINGDOM · Age 73

Also on 1 other board

Michael John Henderson

secretary · Since 15/05/2006

ADMINISTRATOR

BRITISH · Age 57

Persons with Significant Control

Mrs Paula Henderson

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 73

7 The Broadway, Broadstairs, CT10 2AD

Notified 06/04/2016

Charges2 outstanding

charge
outstanding

THE ROYAL BANK OF SCOTLAND COMMERCIAL SERVICES LIMITED

Created 23/12/2005Registered 23/12/2005
charge
outstanding

HSBC BANK PLC

Created 30/11/2005Registered 13/12/2005

CompanyRankvs 475+ SIC 88990 peers
75

Financial strength85th percentile among SIC peers · 21/25
Employees91th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.42× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£66k

Balance sheet strength

Cash

£120

Cash in the bank

Net Current Assets

£57k

Working capital

Current Assets

£98k

Current Liabilities

£40k

Fixed Assets

£9k

Debtors

£98k

14avg. employees+2

Tax at Year End(2021)

Corp tax£7k

Director Loans(2021)

Company owes directors£11k
Directors owe company£11k

Balance Sheet

Assets less current liabilities£66k
Signed by Mrs Paula Henderson 27 April 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.42-£10k
20242.27-£9k
20233.43+£16k
20222.04-£123k
20215.64-£26k
20205.04+£53k
20194.00+£79k
20182.27

Derived from filed accounts. Not audited figures.