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Gracechurch Financial Services Limited

05191698

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

27 FRIARS STREET, SUDBURY, CO10 2AD
Incorporated 28/07/2004

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 28/07/2025

Due 11/08/2026

On track

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Paul Anthony John Cole

director · Since 28/07/2004

FINANCIAL ADVISER

BRITISH · ENGLAND · Age 60

Also on 1 other board

Mr Paul Anthony John Cole

secretary · Since 20/03/2024

Also on 1 other board

Persons with Significant Control

Mr Paul Anthony John Cole

Significant control

British · England · Age 60

27, Friars Street, Sudbury, CO10 2AD

Notified 06/04/2016

Mrs Susan Amanda Cole

25–50% shares

British · England · Age 59

27, Friars Street, Sudbury, CO10 2AD

Notified 13/05/2019

CompanyRankvs 530+ SIC 66190 peers
79

Financial strength79th percentile among SIC peers · 20/25
Employees63th percentile among SIC peers · 9/15
LiquidityCurrent ratio 19.07× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£90k

Balance sheet strength

Cash

£85k

Cash in the bank

Net Current Assets

£89k

Working capital

Current Assets

£94k

Current Liabilities

£5k

Fixed Assets

£2k

Debtors

£5k

2avg. employees

Tax at Year End(2020)

Corp tax£500

Balance Sheet

Assets less current liabilities£91k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
202519.07+£4k
20249.49+£17k
202310.88-£30k
20227.92+£13k
20217.42+£5k
202023.77-£26k
201910.36+£5k
201810.62

Derived from filed accounts. Not audited figures.