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St. Columb Financial Services Ltd

05197856

active
ltd
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

50 Fore Street, St Columb, Cornwall, TR9 6AL
Incorporated 05/08/2004

Compliance

Last accounts

31/08/2025

total exemption full

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 31/08/2025

Due 14/09/2026

On track

Industry

64999
Other financial service activities
66190
Other activities auxiliary to financial services
66220
Activities of insurance agents and brokers
66290
Other activities auxiliary to insurance and pension funding

Officers

Barbara Jean Hannan

secretary · Since 05/08/2004

British

Andrew Hannan

director · Since 05/08/2004

British · England · Age 64

Persons with Significant Control

Mr Andrew Hannan

75–100% shares
75–100% votes
Appoint directors

British · England · Age 64

20 Arundel Way, Newquay, TR7 3BB

Notified 06/04/2016

Change History

statusactive
2026-06-09

Active

typeltd
2026-06-09

Private Limited Company

address line150 Fore Street
2026-06-09

50 FORE STREET

post townCornwall
2026-06-09

CORNWALL

CompanyRankvs 819+ SIC 64999 peers
84

Financial strength78th percentile among SIC peers · 20/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 4.6× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£94k

Balance sheet strength

Cash

£61k

Cash in the bank

Net Current Assets

£60k

Working capital

Current Assets

£77k

Current Liabilities

£17k

Fixed Assets

£33k

Debtors

£16k

8avg. employees

Balance Sheet

Intangible assets£30k
Assets less current liabilities£94k
Signed by Mr Andrew Hannan 27/02/2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20254.60+£0
20254.60-£2k
20244.75+£19k
20231.90

Derived from filed accounts. Not audited figures.