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Rural Finance Limited

05207393

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

5 WILKINSON COURT, WREXHAM, LL13 9AE
Incorporated 16/08/2004

Compliance

Last accounts

31/01/2025

total exemption full

Next accounts due

31/10/2026

On track

Confirmation statement

Last: 20/09/2025

Due 04/10/2026

On track

Industry

64999
Other financial service activities

Officers

Mr Andrew Howie Glover

director · Since 29/09/2004

FINANCE BROKER

BRITISH · SCOTLAND · Age 63

Also on 6 other boards

Mr Michael Phillip Latham

director · Since 01/02/2022

FINANCE BROKER

BRITISH · ENGLAND · Age 64

Persons with Significant Control

Highland Finance Limited

50–75% shares

Norton Farm, Harvington Lane, Evesham, WR11 4TN

Reg: 29/11/2012 · Uk Register Of Companies · Limited Company

Notified 31/01/2022

Mr Michael Philip Latham

25–50% votes

British · England · Age 64

Castle Fields Farm, Harvington Lane, Evesham, WR11 4TN

Notified 25/04/2023

Mr Andrew Howie Glover

25–50% votes

British · Scotland · Age 63

Hall Of Barnwell, Craigie, Kilmarnock, KA1 5NE

Notified 25/04/2023

Former PSCs

Mr Rex Tattersall

Ceased 01/02/2022

Mr Michael Philip Latham

Ceased 01/02/2022

Charges0 outstanding

Charge
satisfied

INVESTEC ASSET FINANCE PLC

Created 22/09/2016Registered 29/09/2016Satisfied 18/01/2022
Charge
satisfied

HITACHI CAPITAL (UK) PLC

Created 20/04/2015Registered 20/04/2015Satisfied 20/01/2022

CompanyRankvs 122+ SIC 64999 peers
89

Financial strength97th percentile among SIC peers · 24/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 5.6× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/01/2025

Net Worth

£2.8M

Balance sheet strength

Cash

£457k

Cash in the bank

Net Current Assets

£2.8M

Working capital

Current Assets

£3.4M

Current Liabilities

£599k

Fixed Assets

£1k

Debtors

£2.9M

14avg. employees

Tax at Year End(2021)

Corp tax£52k

Balance Sheet

Assets less current liabilities£2.8M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20255.60+£4k
20245.45+£7k
202310.50+£26k
20228.68+£263k
20215.44+£221k
20207.89+£212k
20197.98

Derived from filed accounts. Not audited figures.