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The Business Finance Company Limited

05227124

active
ltd
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

28a Estover Close, Forresters Business Park, Plymouth, PL6 7PL
Incorporated 09/09/2004

Previously known as

Bedrock Business Finance Limited · until 26/07/2007

Compliance

Last accounts

30/09/2024

micro entity

Next accounts due

30/06/2026

On track

Confirmation statement

Last: 26/03/2026

Due 09/04/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Paul Ernest Dollins

secretary · Since 09/09/2004

BRITISH · UNITED KINGDOM · Age 75

Also on 27 other boards

Mr Gary Lee Spencer

director · Since 09/09/2004

FINANCIAL CONSULTANT

BRITISH · ENGLAND · Age 58

Also on 3 other boards

Persons with Significant Control

Gary Lee Spencer

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 58

7 Sandy Court, Ashleigh Way, Plymouth, PL7 5JX

Notified 06/04/2016

Former PSCs

Mrs Hayley Spencer

Ceased 10/09/2019

Change History

statusactive
2026-05-07

Active

typeltd
2026-05-07

Private Limited Company

address line128a Estover Close
2026-05-07

28A ESTOVER CLOSE

post townPlymouth
2026-05-07

PLYMOUTH

CompanyRankvs 1626+ SIC 64999 peers
80

Financial strength79th percentile among SIC peers · 20/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 62.5× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2024

Net Worth

£104k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£104k

Working capital

Current Assets

£113k

Current Liabilities

£2k

Fixed Assets

£357

2avg. employees

Balance Sheet

Assets less current liabilities£105k

EstimatesDerived

YearCurrent RatioImplied Profit
202462.50-£35k
20232.57-£60k
20226.82-£45k
202115.62+£84k
20207.40+£32k
20197.57+£43k
20187.60

Derived from filed accounts. Not audited figures.

Filing History70 filings

PSC changed

change to a person with significant control

28/04/20262 pages · PDF
PSC07

cessation of a person with significant control

28/04/20261 page · PDF
PSC changed

change to a person with significant control

28/04/20262 pages · PDF
Confirmation statement

confirmation statement with no updates

26/03/20263 pages · PDF
Accounts filed

accounts with accounts type micro entity

24/06/20255 pages · PDF
Confirmation statement

confirmation statement with no updates

08/04/20253 pages · PDF
Accounts filed

accounts with accounts type total exemption full

22/04/20246 pages · PDF
Confirmation statement

confirmation statement with updates

26/03/20245 pages · PDF
Address changed

change registered office address company with date old address new address

13/04/20231 page · PDF
Confirmation statement

confirmation statement with updates

13/04/20235 pages · PDF
Accounts filed

accounts with accounts type total exemption full

04/04/20236 pages · PDF
Confirmation statement

confirmation statement with updates

08/04/20225 pages · PDF
Accounts filed

accounts with accounts type total exemption full

07/03/20226 pages · PDF
Accounts filed

accounts with accounts type total exemption full

04/06/20216 pages · PDF
Confirmation statement

confirmation statement with updates

17/04/20215 pages · PDF
Accounts filed

accounts with accounts type total exemption full

17/06/20206 pages · PDF
Confirmation statement

confirmation statement with updates

06/04/20205 pages · PDF
RESOLUTIONS

resolution

04/12/201919 pages · PDF
Confirmation statement

confirmation statement with updates

09/09/20195 pages · PDF
Address changed

change registered office address company with date old address new address

03/09/20191 page · PDF
Accounts filed

accounts with accounts type total exemption full

21/06/20196 pages · PDF
Confirmation statement

confirmation statement with updates

17/09/20185 pages · PDF
Accounts filed

accounts with accounts type total exemption full

31/05/20186 pages · PDF
Confirmation statement

confirmation statement with updates

21/09/20175 pages · PDF
Accounts filed

accounts with accounts type total exemption small

26/05/20177 pages · PDF
Confirmation statement

confirmation statement with updates

12/09/20167 pages · PDF
Accounts filed

accounts with accounts type total exemption small

08/12/20157 pages · PDF
Annual return

annual return company with made up date full list shareholders

24/09/20155 pages · PDF
Accounts filed

accounts with accounts type micro entity

29/06/20157 pages · PDF
Annual return

annual return company with made up date full list shareholders

10/09/20145 pages · PDF
Address changed

change registered office address company with date old address new address

10/09/20141 page · PDF
Accounts filed

accounts with accounts type total exemption small

08/09/20147 pages · PDF
Annual return

annual return company with made up date full list shareholders

29/10/20134 pages · PDF
Accounts filed

accounts with accounts type total exemption small

25/06/20137 pages · PDF
Annual return

annual return company with made up date full list shareholders

27/10/20124 pages · PDF
Accounts filed

accounts with accounts type total exemption small

26/06/20124 pages · PDF
Annual return

annual return company with made up date full list shareholders

21/10/20114 pages · PDF
Accounts filed

accounts with accounts type total exemption small

28/06/20114 pages · PDF
Annual return

annual return company with made up date full list shareholders

26/11/20104 pages · PDF
Address changed

change registered office address company with date old address

26/11/20101 page · PDF
CH03

change person secretary company with change date

25/11/20102 pages · PDF
Accounts filed

accounts with accounts type total exemption small

30/06/20103 pages · PDF
Director resigned

termination director company with name

13/12/20091 page · PDF
Director details changed

change person director company with change date

28/11/20092 pages · PDF
CH03

change person secretary company with change date

28/11/20091 page · PDF
Director details changed

change person director company with change date

28/11/20092 pages · PDF
Annual return

annual return company with made up date full list shareholders

18/11/20096 pages · PDF
Accounts filed

accounts with accounts type total exemption small

09/07/20094 pages · PDF
363a

legacy

09/12/20086 pages · PDF
288b

legacy

09/12/20081 page · PDF
Accounts filed

accounts with accounts type total exemption small

25/06/20084 pages · PDF
363a

legacy

23/01/20084 pages · PDF
CERTNM

certificate change of name company

26/07/20072 pages · PDF
Accounts filed

accounts with accounts type total exemption small

21/03/20073 pages · PDF
363a

legacy

01/11/20064 pages · PDF
288b

legacy

14/08/20061 page · PDF
Accounts filed

accounts with accounts type total exemption small

22/05/20063 pages · PDF
88(2)R

legacy

14/02/2006PDF
288a

legacy

27/01/20062 pages · PDF
363a

legacy

26/10/20053 pages · PDF
288c

legacy

26/10/20051 page · PDF
88(2)R

legacy

15/07/20052 pages · PDF
288b

legacy

13/10/20041 page · PDF
288b

legacy

13/10/20041 page · PDF
288a

legacy

13/10/20042 pages · PDF
288a

legacy

13/10/20042 pages · PDF
288a

legacy

13/10/20042 pages · PDF
288a

legacy

13/10/20042 pages · PDF
287

legacy

13/10/20041 page · PDF
Incorporated

incorporation company

09/09/200416 pages · PDF