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J Finance Ltd

05238941

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

6A LONDON ROAD, NEWBURY, RG14 1JX
Incorporated 22/09/2004

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Mr Rowan Timothy Frayling

director · Since 09/01/2023

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 35

Also on 1 other board

Persons with Significant Control

Frayling Managment Limited

75–100% shares
75–100% votes

20-22, Greenham Business Park, Thatcham, RG19 6HX

Reg: 14301914 · Companies House · Limited Company

Notified 09/01/2023

Former PSCs

Mr Jonathan Bright

Ceased 09/01/2023

Mrs Sallie Elisabeth Bright

Ceased 09/01/2023

CompanyRankvs 6598+ SIC 64999 peers
69

Financial strength76th percentile among SIC peers · 19/25
Employees93th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.86× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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6598J Finance Ltd
65
How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£81k

Balance sheet strength

Cash

£84k

Cash in the bank

Net Current Assets

-£27k

Working capital

Current Assets

£161k

Current Liabilities

£187k

Fixed Assets

£107k

Debtors

£77k

7avg. employees

Tax at Year End

Corp tax£41k

Director Loans

Company owes directors£6k

Balance Sheet

Assets less current liabilities£81k
Signed by Mr Rowan Frayling 14/04/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.86-£30k
20241.18-£56k
20232.88+£62k
20222.83-£26k
20214.18—

Derived from filed accounts. Not audited figures.