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Whiter Financial Limited

05272402

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

KINGFISHER HOUSE, BROMLEY, BR1 1LT
Incorporated 28/10/2004

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities
65110
Life insurance

Officers

Carrie White

secretary · Since 28/10/2004

DIRECTOR

BRITISH · Age 55

Also on 1 other board

Carrie White

director · Since 28/10/2004

DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 1 other board

Mr Richard Michael White

director · Since 28/10/2004

FINANCIAL ADVISOR

BRITISH · UNITED KINGDOM · Age 54

Also on 1 other board

Persons with Significant Control

Mr Richard Michael White

50–75% shares

British · England · Age 54

Kingfisher House, 21- 23 Elmfield Road, Bromley, BR1 1LT

Notified 06/04/2016

Morgan Lloyd Sipp Services Limited

25–50% shares

The Pavillions, Eden Park, Ham Green, Bristol, BS20 0DD

Reg: 6679257 · England And Wales Company Registry · Private Limited Company

Notified 06/04/2016

Charges1 outstanding

charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 02/10/2012Registered 05/10/2012

CompanyRankvs 2719+ SIC 64999 peers
66

Financial strength62th percentile among SIC peers · 16/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 36.74× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£18k

Balance sheet strength

Cash

£593

Cash in the bank

Net Current Assets

£18k

Working capital

Current Assets

£19k

Current Liabilities

£513

Debtors

£18k

2avg. employees+1

Tax at Year End

Corp tax£72

Director Loans

Company owes directors£312

Balance Sheet

Assets less current liabilities£18k
Signed by Mr Richard White 13 April 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202536.74+£349
202416.50+£16
20231.10+£467
20221.09+£175
20211.10+£157
20201.12+£679
20191.13+£136
20181.14—

Derived from filed accounts. Not audited figures.