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Cestrian Life & Pensions Limited

05302669

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

142 HULME HALL ROAD, CHESHIRE, SK8 6LQ
Incorporated 02/12/2004

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64999
Other financial service activities

Officers

Neville Thomas Messenger

director · Since 02/12/2004

FINANCIAL ADIVSER

BRITISH · ENGLAND · Age 71

Also on 5 other boards

Mrs Janice Elizabeth Messenger

secretary · Since 08/05/2009

TEACHER

BRITISH · ENGLAND · Age 70

Also on 2 other boards

Persons with Significant Control

Mr Neville Thomas Messenger

50–75% shares

British · England · Age 71

142 Hulme Hall Road, Cheshire, SK8 6LQ

Notified 06/04/2016

Charges0 outstanding

charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 24/04/2007Registered 25/04/2007Satisfied 29/01/2021

CompanyRankvs 6267+ SIC 64999 peers
66

Financial strength49th percentile among SIC peers · 12/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.2× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£3k

Balance sheet strength

Cash

£4k

Cash in the bank

Net Current Assets

£3k

Working capital

Current Assets

£17k

Current Liabilities

£14k

Fixed Assets

£100

Debtors

£13k

3avg. employees+1
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20251.20-£2k
20241.39-£8k
20232.15+£977
20221.72+£7k
20211.40-£3k
20202.03+£3k
20191.54

Derived from filed accounts. Not audited figures.