Lloyds Independent Financial Planning Ltd
05315319
Some Concerns
- Current liabilities exceed current assets (-10)
- Active insolvency proceedings (-20)
Details
Compliance
Last accounts
31/12/2025
micro entity
Next accounts due
30/09/2027
Confirmation statement
Last: 05/06/2026
Due 19/06/2027
Industry
Officers
Persons with Significant Control
Mrs Emma Grace Lloyd
British · England · Age 54
26, Stroudley Road, Brighton, BN1 4BH
Notified 05/06/2026
Former PSCs
Mr Paul Michael Brian Lloyd
Ceased 05/06/2026
Insolvency History1 case
Christopher James Latos (practitioner) · Thomas Richard Milbourne D'Arcy (practitioner)
CompanyRankvs 310+ SIC 66190 peers73
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Insolvency history: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 31/12/2025
Net Worth
£1.0M
Balance sheet strength
Cash
—
Cash in the bank
Net Current Assets
£1.0M
Working capital
Current Assets
£1.2M
Current Liabilities
£242k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 5.16 | +£0 |
| 2025 | 5.16 | +£683k |
| 2024 | 5.72 | +£58k |
| 2023 | 5.60 | — |
Derived from filed accounts. Not audited figures.