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One Option Finance Ltd

05321285

active
ltd
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)

Details

151 London Road, Blackburn, BB1 7LZ
Incorporated 24/12/2004

Previously known as

1st Ethical Finance Ltd · until 20/04/2007

Compliance

Last accounts

31/12/2024

micro entity

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 31/12/2025

Due 14/01/2027

On track

Industry

64999
Other financial service activities

Officers

Rukkaya Bargit

secretary · Since 24/12/2004

BRITISH

Mr Nizam Ayub Patel

director · Since 24/12/2004

FINANCIAL ADVISOR

BRITISH · ENGLAND · Age 47

Also on 2 other boards

Rukkaya Bargit

secretary · Since 24/12/2004

British

Nizam Ayub Patel

director · Since 24/12/2004

British · England · Age 47

Persons with Significant Control

Mr Nizam Ayub Patel

50–75% shares

British · England · Age 47

328 Storey House, White Cross Industrial Estate, Lancaster, LA1 4XQ

Notified 06/04/2016

Change History

statusactive
2026-07-17

Active

typeltd
2026-07-17

Private Limited Company

address line1151 London Road
2026-07-17

151 LONDON ROAD

CompanyRankvs 10966+ SIC 64999 peers
53

Financial strength83th percentile among SIC peers · 21/25
Employees16th percentile among SIC peers · 2/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£162k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£164k

Working capital

Current Assets

£254k

Current Liabilities

Fixed Assets

£489

0avg. employees-7
Prepared with BrightAccountsProduction v1.0.0

EstimatesDerived

YearCurrent RatioImplied Profit
2024+£41k
20232.68

Derived from filed accounts. Not audited figures.