Back to search

Loyal Insurance Services Ltd

05350177

active
Private Limited Company
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

SPB UK, 3000 LAKESIDE NORTH HARBOUR, PORTSMOUTH, PO6 3EN
Incorporated 02/02/2005

Compliance

Last accounts

31/12/2024

small

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 02/02/2026

Due 16/02/2027

On track

Industry

82990
Other business support service activities

Officers

Mrs Lorraine Higham

director · Since 17/01/2019

INSURANCE PROFESSIONAL

BRITISH · ENGLAND · Age 62

Also on 9 other boards

Joseph Remi Sebastien Mr Mathieu Marie

director · Since 09/07/2024

DIRECTOR

FRENCH · FRANCE · Age 53

Persons with Significant Control

Spb

75–100% shares

71, Quai Colbert, Leavre Cedex, 76095

Reg: 305 109 779 · Le Havre Trade And Companies Agreement · Owner

Notified 06/04/2016

Spb Uk And Ireland Limited

75–100% shares

3000 Lakeside, North Harbour, Portsmouth, PO6 3FQ

Reg: 7015206 · England And Wales · Limited Company

Notified 17/01/2019

Former PSCs

Mr Gary John Beeston

Ceased 17/01/2019

Mr Duncan Ritchie Howell Spencer

Ceased 17/01/2019

CompanyRankvs 43116+ SIC 82990 peers
64

Financial strength49th percentile among SIC peers · 12/25
Employees15th percentile among SIC peers · 2/15
LiquidityCurrent ratio 2.26× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Show leaderboard
1British And Foreign Wharf Company Limited(The)
90
2Cumberland Electrochemical Limited
90
3Haircloth Weaving & Finishing Company Limited
90
4Frank P. Matthews Limited
90
5Morris, Corfield & Co Holdings Ltd
90
6J.Clarke Transport(Lichfield)Limited
90
7G.R.Carr (Essex) Limited
90
8Henbrandt Limited
90
9First Scottish Searching Services Limited
90
10Lff Glamal Holdings Limited
90
43116Loyal Insurance Services Ltd
64
How is this score calculated?
Financial strength12/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£1k

Balance sheet strength

Cash

£440k

Cash in the bank

Net Current Assets

£386k

Working capital

Current Assets

£692k

Current Liabilities

£306k

Debtors

£251k

0avg. employees

Balance Sheet

Intangible assets£99k
Assets less current liabilities£485k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent Ratio
20252.26

Derived from filed accounts. Not audited figures.