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Umbrella Risk Management Limited

05397976

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

DODWELL HOUSE, CHILTON, HP18 9LS
Incorporated 18/03/2005

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

82990
Other business support service activities

Officers

Mr Nicholas John Carter

secretary · Since 18/03/2005

DIRECTOR

BRITISH · ENGLAND · Age 58

Also on 15 other boards

Mr Nicholas John Carter

director · Since 18/03/2005

DIRECTOR

BRITISH · ENGLAND · Age 58

Also on 15 other boards

Ms Elizabeth Teresa Johnson

director · Since 18/03/2005

DIRECTOR

AMERICAN · ENGLAND · Age 57

Also on 3 other boards

Ms Nicola Jane Christie

director · Since 10/08/2021

CLIENT SERVICES DIRECTOR

BRITISH · ENGLAND · Age 52

Charges1 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 30/06/2020Registered 01/07/2020

CompanyRankvs 10489+ SIC 82990 peers
69

Financial strength89th percentile among SIC peers · 22/25
Employees97th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.04× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£205k

Balance sheet strength

Cash

£1.7M

Cash in the bank

Net Current Assets

£117k

Working capital

Current Assets

£3.2M

Current Liabilities

£3.1M

Fixed Assets

£129k

Debtors

£1.5M

17avg. employees+3

Balance Sheet

Assets less current liabilities£245k
Signed by N J Carter 2nd October 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.04+£19k
20241.03+£101k
20231.03-£176k
20221.13-£206k
20211.20+£233k
20201.10+£88k
20191.03

Derived from filed accounts. Not audited figures.