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Francis Clark Financial Planning Limited

05413603

active
ltd
england wales
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

Sigma House Oak View Close, Edginswell Park, Torquay, TQ2 7FF
Incorporated 05/04/2005

Previously known as

Winter Rule Financial Planning Limited · until 01/11/2011
Oakgrow Limited · until 27/06/2005

Compliance

Last accounts

31/03/2025

small

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 05/04/2026

Due 19/04/2027

On track

Industry

66190
Other activities auxiliary to financial services

Officers

Mr Richard Bambrough

director · Since 05/08/2019

HEAD OF COMPLIANCE AND RISK

BRITISH · ENGLAND · Age 49

Also on 1 other board

Mr Christopher James Reah

director · Since 29/11/2022

MANAGING DIRECTOR

BRITISH · UNITED KINGDOM · Age 52

Also on 2 other boards

Mrs Nicola Jane Mitchell

director · Since 28/04/2023

HEAD OF OPERATIONS

BRITISH · UNITED KINGDOM · Age 57

Also on 6 other boards

Mr James Andrew Phillips

director · Since 28/04/2023

HEAD OF FINANCIAL PLANNING

BRITISH · UNITED KINGDOM · Age 47

Mrs Charlotte Elise Taylor-St.Ruth

director · Since 28/04/2023

HEAD OF CLIENT EXPERIENCE

BRITISH · UNITED KINGDOM · Age 47

Richard Bambrough

director · Since 05/08/2019

British · England · Age 49

Christopher James Reah

director · Since 29/11/2022

British · United Kingdom · Age 52

Nicola Jane Mitchell

director · Since 28/04/2023

British · United Kingdom · Age 57

James Andrew Phillips

director · Since 28/04/2023

British · United Kingdom · Age 47

Charlotte Elise Taylor-St.Ruth

director · Since 28/04/2023

British · United Kingdom · Age 47

Former

Instant Companies Limited

corporate nominee director · Resigned 05/04/2005

Swift Incorporations Limited

corporate nominee secretary · Resigned 05/04/2005

Robert Alan Brownscombe

director · Resigned 30/11/2010

John Peter Mitchell

director · Resigned 19/10/2011

Stephen John Collins

director · Resigned 08/12/2011

Jonathan Leonard Endacott

secretary · Resigned 01/04/2015

Jonathan Leonard Endacott

director · Resigned 01/04/2015

Christopher Lewis Hicks

director · Resigned 01/04/2015

Colin James Evans

director · Resigned 31/07/2015

Stuart Douglas Budgen

director · Resigned 30/10/2015

Leslie Michael Burnett

director · Resigned 31/03/2016

Alan Turner

director · Resigned 31/03/2018

Peter Richard Nyland

director · Resigned 11/09/2018

Michael Benjamin Wilson

director · Resigned 31/03/2019

Stephen John Collins

director · Resigned 31/03/2020

Gary Paul Quick

director · Resigned 15/09/2020

Andrew William Newcombe

director · Resigned 15/09/2020

David Andrew Hammond

director · Resigned 23/05/2022

Nicholas Henry Wyard Gooch

director · Resigned 28/04/2023

Robert Darren Withecombe

director · Resigned 28/04/2023

Brian Matthew Harvey

director · Resigned 28/04/2023

Andrew William Newcombe

director · Resigned 31/07/2023

Persons with Significant Control

Francis Clark Financial Planning (Holdings) Limited

75–100% shares
75–100% votes
Appoint directors

Sigma House, Oak View Close, Torquay, TQ2 7FF

Reg: 13645424 · Companies House · Private Limited Company

Notified 10/02/2022

Charges1 outstanding

Charge
outstanding

HSBC UK BANK PLC

Created 11/10/2018Registered 12/10/2018

Change History

statusactive
2026-07-29

Active

typeltd
2026-07-29

Private Limited Company

address line1Sigma House Oak View Close
2026-07-29

SIGMA HOUSE OAK VIEW CLOSE

post townTorquay
2026-07-29

TORQUAY

officer appointedBAMBROUGH, Richard
2026-07-29
officer appointedMITCHELL, Nicola Jane
2026-07-29
officer appointedPHILLIPS, James Andrew
2026-07-29
officer appointedREAH, Christopher James
2026-07-29
officer appointedTAYLOR-ST.RUTH, Charlotte Elise
2026-07-29

CompanyRankvs 458+ SIC 66190 peers
74

Financial strength93th percentile among SIC peers · 23/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.6× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£557k

Balance sheet strength

Cash

£1.3M

Cash in the bank

Net Current Assets

Working capital

Current Assets

£1.6M

Current Liabilities

£1.0M

Debtors

£341k

66avg. employees-4

Tax at Year End

Corp tax£156k

Balance Sheet

Assets less current liabilities£617k
Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20251.60-£285k
20242.18

Derived from filed accounts. Not audited figures.