Back to search

Astute Financial & Lifestyle Planning Limited

05442255

active
Private Limited Company
england wales
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

SKY VIEW, ARGOSY ROAD EAST MIDLANDS AIRPORT, DERBY, DE74 2SA
Incorporated 04/05/2005

Compliance

Last accounts

30/04/2025

audit exemption subsidiary

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 04/05/2026

Due 18/05/2027

On track

Industry

64999
Other financial service activities

Officers

Mr Adrian Paul Cheatham

director · Since 31/10/2023

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 54

Also on 31 other boards

Mr James David Parnell

director · Since 31/10/2023

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 48

Also on 30 other boards

Mr David John Kendrick

director · Since 01/12/2025

BRITISH · UNITED KINGDOM · Age 44

Also on 13 other boards

Persons with Significant Control

Chamberlyns Group Limited

75–100% shares
75–100% votes
Appoint directors

Sky View, Argosy Road East Midlands Airport, Derby, DE74 2SA

Reg: 10142697 · Companies House · Private Limited Company

Notified 01/04/2021

Former PSCs

Mr Ian John O'Connor

Ceased 01/04/2021

Mrs Susan Jane O'Connor

Ceased 01/04/2021

Charges1 outstanding

Charge
outstanding

GLAS TRUST CORPORATION LIMITED AS SECURITY AGENT

Created 31/07/2025Registered 06/08/2025

CompanyRankvs 1633+ SIC 64999 peers
70

Financial strength79th percentile among SIC peers · 20/25
Employees64th percentile among SIC peers · 10/15
LiquidityCurrent ratio 2.64× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1Atlanta Trust Limited
90
2Bishopsgate Corporate Finance Limited
90
3M.W. Beer & Co. Limited
90
4Mirabaud Asset Management Limited
90
5Chelsea Financial Services Plc
90
6Gee & Watson Wealth Management Limited
90
7Mileshield Commercial Funding Limited
90
8Yfm Private Equity Limited
90
9Dentons Pension Management Limited
90
10South West Investment Group Limited
90
1633Astute Financial & Lifestyle Planning Limited
80
How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2022

Net Worth

£102k

Balance sheet strength

Cash

£114k

Cash in the bank

Net Current Assets

£101k

Working capital

Current Assets

£163k

Current Liabilities

£62k

Fixed Assets

£210

Debtors

£49k

2avg. employees

Tax at Year End

Corp tax£58k

Balance Sheet

Assets less current liabilities£102k
Prepared with Sage Accounts Production Advanced 2021 - FRS102_2021

EstimatesDerived

YearCurrent RatioImplied Profit
20222.64+£1k
20223.53—
20213.71—
20202.63—
20191.92—
20182.11—

Derived from filed accounts. Not audited figures.