Back to search

Loan.Co.Uk Limited

05455171

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk
  • Going concern doubt noted in accounts (-10)

Details

46 ALEXANDRA STREET, SOUTHEND ON SEA, SS1 1BJ
Incorporated 17/05/2005

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

82990
Other business support service activities

Officers

Mr Paul Simon Mcgerrigan

director · Since 23/04/2013

COMPANY DIRECTOR

BRITISH · NORTHERN IRELAND · Age 53

Also on 1 other board

Mr Christopher Owen Steele

director · Since 01/05/2024

DIRECTOR

BRITISH · UNITED KINGDOM · Age 40

Mr Craig Peter Lewis

director · Since 06/04/2025

DIRECTOR

BRITISH · FRANCE · Age 55

Miss Tamsin Golder

director · Since 10/02/2026

BRITISH · ENGLAND · Age 45

Also on 1 other board

Persons with Significant Control

Mr Marc James Bertola

75–100% shares

British · Monaco · Age 58

46, Alexandra Street, Southend On Sea, SS1 1BJ

Notified 20/02/2017

Former PSCs

Mr Paul Simon Mcgerrigan

Ceased 30/06/2021

Charges0 outstanding

Charge
satisfied

BARCLAYS SECURITY TRUSTEE LIMITED

Created 11/06/2020Registered 17/06/2020Satisfied 23/04/2026

CompanyRankvs 3921+ SIC 82990 peers
75

Financial strength99th percentile among SIC peers · 25/25
Employees69th percentile among SIC peers · 10/15
LiquidityCurrent ratio 2.15× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
Show leaderboard
1British And Foreign Wharf Company Limited(The)
90
2Cumberland Electrochemical Limited
90
3Haircloth Weaving & Finishing Company Limited
90
4Frank P. Matthews Limited
90
5Morris, Corfield & Co Holdings Ltd
90
6J.Clarke Transport(Lichfield)Limited
90
7G.R.Carr (Essex) Limited
90
8Henbrandt Limited
90
9First Scottish Searching Services Limited
90
10Lff Glamal Holdings Limited
90
3921Loan.Co.Uk Limited
85
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue. Our responsibilities and the responsibilities of the directors with respect to

Key FinancialsYear ending 31/05/2025

Net Worth

£6.0M

Balance sheet strength

Cash

£1.1M

Cash in the bank

Profit Before Tax

£1.1M

Bottom line earnings

Net Current Assets

£2.3M

Working capital

Current Assets

£4.2M

Current Liabilities

£2.0M

Fixed Assets

£7.6M

Debtors

£3.1M

Admin Expenses

£11.7M

Profit After Tax

£977k

2avg. employees

People Costs

Wages & salaries£7.3M

Balance Sheet

Intangible assets£7.6M
Bank loans & overdrafts£350k
Assets less current liabilities£9.9M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20252.15+£0
20252.15-£815k
20242.33+£6k
20232.37—

Derived from filed accounts. Not audited figures.